ogmer

Check out some must see numbers behind your Houghton, Michigan Home Insurance Rates to get cheap quotes from top insurance firms.

Replacement Value of your home in Houghton, MI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Houghton, MI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Houghton 2 Beds, 1 Bath, 980 sqft $106,000 $23
Eagle River 3 Beds, 1 Bath, 2,210 sqft $225,000 $57
Arvon 4 Beds, 3 Baths, 2,690 sqft $259,000 $61
Spurr 5 Beds, 4 Baths, 1,560 sqft $146,000 $55
Calumet charter 3 Beds, 1 Bath, 1,920 sqft $201,000 $79
L'Anse 5 Beds, 1 Bath, 3,260 sqft $241,000 $79
Laurium 2 Beds, 1 Bath, 1,490 sqft $83,000 $36
Powell 4 Beds, 3 Baths, 2,290 sqft $174,000 $67
Champion 3 Beds, 2 Baths, 2,050 sqft $169,000 $44
Covington 4 Beds, 1 Bath, 2,280 sqft $262,000 $57
Allouez 5 Beds, 3 Baths, 3,100 sqft $203,000 $55
Osceola 2 Beds, 1 Bath, 1,190 sqft $63,000 $27
Copper City 3 Beds, 1 Bath, 2,350 sqft $191,000 $43
Rockland 4 Beds, 3 Baths, 1,780 sqft $154,000 $83
Chassell 4 Beds, 2 Baths, 2,810 sqft $261,000 $93
Adams 2 Beds, 1 Bath, 1,400 sqft $110,000 $43
Baraga 5 Beds, 2 Baths, 3,820 sqft $384,000 $159
Duncan 5 Beds, 1 Bath, 4,230 sqft $419,000 $119
Elm River 3 Beds, 1 Bath, 1,960 sqft $138,000 $50
Torch Lake 3 Beds, 1 Bath, 1,950 sqft $148,000 $49
South Range 2 Beds, 1 Bath, 1,140 sqft $77,000 $23

If your Houghton, MI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Houghton:

Claim Typical Claim Amount
FREEZING WATER (INCLUDES BURSTING PIPES) $12,000
THEFT/BURGLARY $2,500
FIRE $35,000

Your Houghton, MI insurance agent (see examples below) can help with your claims.

  • State Farm: Dean Kangas, 200 5th st, Calumet, MI, 49913-1643 906-337-1704
  • Allstate: Douglass Frank A, 324 shelden ave, Houghton, MI, 49931 (906) 482-2660
  • Farmers: Pete Wesa, 701 hancock st, Hancock, MI, 49930 (906) 482-3167
  • Farmers: Phil Kolehmainen Jr, 525 shelden ave, Houghton, MI, 49931 (906) 482-3658
  • State Farm: Kelly Jepsen, 1104 college ave, Houghton, MI, 49931-1308 906-482-1210

Your Background Impacts Your Home Insurance Quotes

Here is a list of Houghton, MI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 800-850 Credit Score $25 to 50,000 No Pets, Smoker $90
Retired 700-749 Credit Score No Income 2 Pets, Smoker $320
Freelancer Up to 499 Credit Score $25 to 50,000 1 Pet, Smoker $280