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Gain useful knowledge on Luce County, Michigan Home Insurance Rates to ultimately get a great quote on your home.

Replacement Value of your home in Luce County, MI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Luce County, MI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Luce County 4 Beds, 2 Baths, 2660 sqft $189,000 $48
McMillan 3 Beds, 1 Bath, 2,110 sqft $119,000 $21
Whitefish 4 Beds, 1 Bath, 3,350 sqft $183,000 $67
Newberry 3 Beds, 2 Baths, 1,580 sqft $88,000 $56
Seney 2 Beds, 1 Bath, 1,370 sqft $62,000 $22
Pentland 4 Beds, 3 Baths, 3,080 sqft $206,000 $106
Hulbert 3 Beds, 1 Bath, 2,110 sqft $107,000 $32
Lakefield 3 Beds, 1 Bath, 2,270 sqft $100,000 $45

If your Luce County, MI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Luce County:

Claim Typical Claim Amount
FREEZING WATER (INCLUDES BURSTING PIPES) $12,000
THEFT/BURGLARY $2,500
DAMAGE TO PROPERTY OF OTHERS $9,500

Your Luce County, MI insurance agent (see examples below) can help with your claims.

  • State Farm: Bonnie Kilburn, 501 w mcmillan ave, Newberry, MI, 49868-1717 906-293-3223

Your Background Impacts Your Home Insurance Quotes

Here is a list of Luce County, MI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 750-799 Credit Score $100 to $150,000 2 Pets, Non-Smoker $350
Retired 500-549 Credit Score No Income 1 Pet, Smoker $170
Part Time Job 600-649 Credit Score $25 to 50,000 No Pets, Smoker $480