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This startling study about Shields, Michigan Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in Shields, MI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Shields, MI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Shields 4 Beds, 3 Baths, 1990 sqft $160,000 $71
Burns 4 Beds, 3 Baths, 3,220 sqft $199,000 $81
Victor 4 Beds, 1 Bath, 2,250 sqft $184,000 $41
Ovid 4 Beds, 3 Baths, 2,140 sqft $144,000 $46
Mount Haley 3 Beds, 2 Baths, 1,320 sqft $70,000 $36
Bangor charter 2 Beds, 1 Bath, 940 sqft $49,000 $20
Lake Victoria 3 Beds, 2 Baths, 2,350 sqft $180,000 $52
Grand Blanc charter 4 Beds, 3 Baths, 2,630 sqft $160,000 $97
Grim 4 Beds, 3 Baths, 3,030 sqft $271,000 $146
Arbela 3 Beds, 1 Bath, 1,670 sqft $152,000 $33
Mayville 2 Beds, 1 Bath, 1,400 sqft $99,000 $36
Buena Vista 2 Beds, 1 Bath, 1,450 sqft $127,000 $48
Arenac 4 Beds, 1 Bath, 1,820 sqft $144,000 $44
Conway 2 Beds, 1 Bath, 1,140 sqft $66,000 $29
Owendale 2 Beds, 1 Bath, 1,060 sqft $79,000 $28
Bennington 3 Beds, 1 Bath, 2,380 sqft $156,000 $66
Tittabawassee 4 Beds, 2 Baths, 2,370 sqft $134,000 $68
Spaulding 3 Beds, 1 Bath, 1,780 sqft $123,000 $39
Fulton 4 Beds, 3 Baths, 2,780 sqft $209,000 $71
Davison 4 Beds, 2 Baths, 2,880 sqft $237,000 $68
Fairgrove 3 Beds, 2 Baths, 1,310 sqft $79,000 $37

If your Shields, MI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Shields:

Claim Typical Claim Amount
DAMAGE TO PROPERTY OF OTHERS $9,500
APPLIANCE RELATED WATER $12,500
FREEZING WATER (INCLUDES BURSTING PIPES) $12,000

Your Shields, MI insurance agent (see examples below) can help with your claims.

  • Farmers: Ace Castle, 1800 s euclid ave, Bay City, MI, 48706 (989) 667-2188
  • Travelers: R A Monk Insurance Agency, 5347 dixie highway, Saginaw, MI, 48601 Phone: 517-777-0470
  • Liberty Mutual Independent: Mid Valley Insurance, 9080 gratiot road, Saginaw, MI, 48608 (989) 781-3070
  • Liberty Mutual: Alicia Christopher, 600 e lyon rd, Midland, MI, 48641 1-989-832-4841
  • State Farm: Cathy Tafel, 30 n center rd ste 1, Saginaw, MI, 48638-5842 989-793-9344

Your Background Impacts Your Home Insurance Quotes

Here is a list of Shields, MI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 550-599 Credit Score $25 to 50,000 1 Pet, Non-Smoker $950
Retired 700-749 Credit Score <$25,000 3 Pets, Smoker $420
Full Time Job 800-850 Credit Score <$25,000 2 Pets, Non-Smoker $630