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Read amazing research on Eaton Rapids, Michigan Home Insurance Rates which will help keep your rates really cheap.

Replacement Value of your home in Eaton Rapids, MI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Eaton Rapids, MI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Eaton Rapids 4 Beds, 2 Baths, 1860 sqft $152,000 $53
Corunna 4 Beds, 2 Baths, 2,560 sqft $180,000 $54
Coldwater 4 Beds, 1 Bath, 2,110 sqft $149,000 $73
Durand 4 Beds, 2 Baths, 1,650 sqft $88,000 $36
Caledonia charter 3 Beds, 1 Bath, 1,210 sqft $67,000 $30
Haslett 3 Beds, 2 Baths, 2,220 sqft $179,000 $46
Johnstown 3 Beds, 1 Bath, 1,880 sqft $166,000 $68
Nashville 4 Beds, 1 Bath, 3,190 sqft $227,000 $78
Webster 3 Beds, 1 Bath, 1,260 sqft $76,000 $38
Oceola 2 Beds, 1 Bath, 1,090 sqft $52,000 $25
Perrinton 4 Beds, 3 Baths, 2,600 sqft $169,000 $62
Brighton 4 Beds, 3 Baths, 3,010 sqft $210,000 $49
Portland 2 Beds, 1 Bath, 1,250 sqft $81,000 $37
Lima 2 Beds, 1 Bath, 1,490 sqft $101,000 $54
Unadilla 3 Beds, 2 Baths, 1,690 sqft $115,000 $43
Windsor charter 3 Beds, 2 Baths, 1,710 sqft $127,000 $39
Olivet 2 Beds, 1 Bath, 1,220 sqft $77,000 $39
Rush 2 Beds, 1 Bath, 1,780 sqft $130,000 $57
Freeport 2 Beds, 1 Bath, 1,790 sqft $131,000 $52
Middlebury 2 Beds, 1 Bath, 1,090 sqft $100,000 $22
Lowell charter 2 Beds, 1 Bath, 1,370 sqft $120,000 $35

If your Eaton Rapids, MI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Eaton Rapids:

Claim Typical Claim Amount
FREEZING WATER (INCLUDES BURSTING PIPES) $12,000
THEFT SCHEDULED PROPERTY $24,000
WIND $7,000

Your Eaton Rapids, MI insurance agent (see examples below) can help with your claims.

  • Nationwide: Dalessandro Agency Inc, 315 lansing street, Charlotte, MI, 48813 (517) 543-3200
  • Liberty Mutual Independent: Psi Insurance Agency Llc, 408 kalamazoo plaza ste 1, Lansing, MI, 48933 (517) 377-0250
  • Travelers: Charlotte Ins Agency Inc, 313 lansing st ste 2, Charlotte, MI, 48813 Phone: 517-543-0560
  • Farmers: Jeffrey Cooper, 6920 s cedar st ste 1, Lansing, MI, 48911 (517) 420-4530
  • Liberty Mutual: Chad Theuerkorn, 3552 meridian crossings dr. suite 560, Okemos, MI, 48864 1-517-347-6722

Your Background Impacts Your Home Insurance Quotes

Here is a list of Eaton Rapids, MI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 600-649 Credit Score No Income 3 Pets, Smoker $90
Full Time Job Up to 499 Credit Score $75 to $100,000 2 Pets, Non-Smoker $580
Freelancer 550-599 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $510