Understand never seen data about Otsego, Michigan Home Insurance rates that can dramatically lower your costs.
Here is a list of replacement costs & home insurance for Otsego, MI & nearby areas
| Place | Typical Home Size | Replacement Cost | Monthly Home Insurance Cost |
|---|---|---|---|
| Otsego | 2 Beds, 1 Bath, 1330 sqft | $156,000 | $34 |
| Johnstown | 3 Beds, 1 Bath, 1,360 sqft | $114,000 | $44 |
| Hopkins | 2 Beds, 1 Bath, 970 sqft | $73,000 | $34 |
| Kentwood | 2 Beds, 1 Bath, 1,650 sqft | $133,000 | $43 |
| Leroy | 4 Beds, 3 Baths, 3,240 sqft | $372,000 | $88 |
| Lake Odessa | 4 Beds, 3 Baths, 2,100 sqft | $104,000 | $81 |
| Polkton charter | 2 Beds, 1 Bath, 930 sqft | $49,000 | $23 |
| Paw Paw Lake | 4 Beds, 1 Bath, 2,780 sqft | $216,000 | $82 |
| Augusta | 3 Beds, 1 Bath, 2,210 sqft | $252,000 | $68 |
| Mulliken | 3 Beds, 2 Baths, 1,400 sqft | $103,000 | $32 |
| Plainfield charter | 3 Beds, 2 Baths, 1,410 sqft | $124,000 | $50 |
| Nottawa | 2 Beds, 1 Bath, 1,310 sqft | $112,000 | $33 |
| Athens | 4 Beds, 1 Bath, 2,700 sqft | $229,000 | $68 |
| Level Park-Oak Park | 2 Beds, 1 Bath, 1,050 sqft | $97,000 | $29 |
| Westwood | 2 Beds, 1 Bath, 1,260 sqft | $156,000 | $39 |
| Geneva | 4 Beds, 2 Baths, 2,820 sqft | $231,000 | $42 |
| Wright | 3 Beds, 2 Baths, 2,050 sqft | $129,000 | $72 |
| Tallmadge charter | 2 Beds, 1 Bath, 1,790 sqft | $159,000 | $44 |
| Mattawan | 2 Beds, 1 Bath, 1,430 sqft | $125,000 | $48 |
| Prairie Ronde | 3 Beds, 2 Baths, 2,310 sqft | $166,000 | $64 |
| St. Joseph | 4 Beds, 3 Baths, 1,640 sqft | $118,000 | $56 |
Here are some typical claims filed in Otsego:
| Claim | Typical Claim Amount |
|---|---|
| PHYSICAL DAMAGE | $5,500 |
| DAMAGE TO PROPERTY OF OTHERS | $9,500 |
| WIND | $7,000 |
Your Otsego, MI insurance agent (see examples below) can help with your claims.
Here is a list of Otsego, MI homeowners with differing backgrounds & their changing home insurance.
| Employment Status | Credit Score | Income Level | Other Details | Monthly Home Insurance Rate |
|---|---|---|---|---|
| Part Time Job | 550-599 Credit Score | $25 to 50,000 | No Pets, Non-Smoker | $870 |
| Unemployed | 700-749 Credit Score | <$25,000 | 1 Pet, Smoker | $380 |
| Retired | 600-649 Credit Score | $25 to 50,000 | 3 Pets, Non-Smoker | $470 |