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Read amazing research on Oakfield, Michigan Home Insurance Rates which will help keep your rates really cheap.

Replacement Value of your home in Oakfield, MI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Oakfield, MI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Oakfield 2 Beds, 1 Bath, 1620 sqft $153,000 $68
Lafayette 2 Beds, 1 Bath, 950 sqft $64,000 $36
Fowler 3 Beds, 2 Baths, 1,630 sqft $183,000 $45
Moorland 4 Beds, 2 Baths, 1,680 sqft $178,000 $86
Everett 2 Beds, 1 Bath, 1,210 sqft $164,000 $53
Waverly 3 Beds, 1 Bath, 2,360 sqft $252,000 $52
Big Rapids 2 Beds, 1 Bath, 1,500 sqft $160,000 $38
Leighton 3 Beds, 2 Baths, 1,290 sqft $131,000 $36
Zeeland 2 Beds, 1 Bath, 1,160 sqft $79,000 $45
Beechwood 4 Beds, 1 Bath, 2,670 sqft $321,000 $71
Holland charter 3 Beds, 2 Baths, 2,190 sqft $164,000 $84
Cutlerville 2 Beds, 1 Bath, 1,250 sqft $115,000 $27
Hopkins 4 Beds, 3 Baths, 3,110 sqft $307,000 $70
Sunfield 3 Beds, 2 Baths, 1,820 sqft $106,000 $37
Danby 4 Beds, 2 Baths, 1,900 sqft $242,000 $75
Gaines charter 2 Beds, 1 Bath, 1,280 sqft $123,000 $40
Grand Haven 3 Beds, 1 Bath, 2,000 sqft $191,000 $56
Sparta 2 Beds, 1 Bath, 1,730 sqft $132,000 $57
Cannon 3 Beds, 1 Bath, 1,910 sqft $220,000 $43
Kent City 4 Beds, 2 Baths, 1,620 sqft $124,000 $63
Reynolds 4 Beds, 1 Bath, 2,560 sqft $302,000 $71

If your Oakfield, MI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Oakfield:

Claim Typical Claim Amount
APPLIANCE RELATED WATER $12,500
THEFT SCHEDULED PROPERTY $24,000
WIND $7,000

Your Oakfield, MI insurance agent (see examples below) can help with your claims.

  • Farmers: Benjamin Kacprzyk, 2745 10 mile rd ne ste d, Rockford, MI, 49341 (616) 866-4500
  • Travelers: Downing & Gayle Insurance Services Inc, 625 kenmoor ave se ste 200, Grand Rapids, MI, 49546 Phone: 616-233-4111
  • Liberty Mutual Independent: Lake Michigan Financial Group Llc, 5550 cascade rd se, Grand Rapids, MI, 49546 (616) 643-0623
  • Liberty Mutual: Brent Wilfong, 4362 cascade dr. se suite 110, Grand Rapids, MI, 49546 1-616-455-1700
  • State Farm: Marsha Veenstra, 4807 cascade rd se ste 2, Grand Rapids, MI, 49546-8414 616-940-2888

Your Background Impacts Your Home Insurance Quotes

Here is a list of Oakfield, MI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 500-549 Credit Score <$25,000 No Pets, Smoker $230
Freelancer Up to 499 Credit Score >$150,000 1 Pet, Smoker $80
Retired 600-649 Credit Score <$25,000 3 Pets, Non-Smoker $410