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In Depth Dickinson County, MI Home Insurance Rates Analysis

In Depth Analysis of Dickinson County, Michigan Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Dickinson County, MI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Dickinson County, MI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Dickinson County 2 Beds, 1 Bath, 1330 sqft $102,000 $31
Wausaukee, WI 4 Beds, 3 Baths, 2,590 sqft $159,000 $35
Dunbar, WI 2 Beds, 1 Bath, 1,740 sqft $105,000 $37
Beecher, WI 2 Beds, 1 Bath, 1,310 sqft $89,000 $26
Armstrong Creek, WI 4 Beds, 1 Bath, 2,220 sqft $143,000 $60
Republic 2 Beds, 1 Bath, 1,780 sqft $82,000 $42
Goodman, WI 3 Beds, 1 Bath, 1,730 sqft $100,000 $39
K. I. Sawyer 2 Beds, 1 Bath, 1,590 sqft $77,000 $43
Carney 4 Beds, 2 Baths, 3,180 sqft $256,000 $45
Hematite 2 Beds, 1 Bath, 1,080 sqft $88,000 $16
Bay de Noc 2 Beds, 1 Bath, 1,750 sqft $103,000 $31
Ford River 3 Beds, 1 Bath, 2,130 sqft $110,000 $28
Alpha 3 Beds, 1 Bath, 1,360 sqft $111,000 $33
Nadeau 2 Beds, 1 Bath, 1,450 sqft $105,000 $35
Mathias 2 Beds, 1 Bath, 1,630 sqft $112,000 $31
Tipler, WI 4 Beds, 2 Baths, 2,830 sqft $233,000 $54
Homestead, WI 4 Beds, 3 Baths, 2,720 sqft $114,000 $38
Ensign 3 Beds, 1 Bath, 1,410 sqft $89,000 $24
Faithorn 3 Beds, 1 Bath, 1,320 sqft $94,000 $49
Iron Mountain 2 Beds, 1 Bath, 1,180 sqft $67,000 $42
Caspian 3 Beds, 2 Baths, 2,220 sqft $150,000 $47

If your Dickinson County, MI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Dickinson County:

Claim Typical Claim Amount
WIND $7,000
WATER DAMAGE $11,500
THEFT/BURGLARY $2,500

Your Dickinson County, MI insurance agent (see examples below) can help with your claims.

  • Travelers: Dzik Thomas Assoc Inc, 710 main st, Norway, MI, 49870 906-563-9237
  • State Farm: Chris Hanley, 521 s stephenson ave, Iron Mountain, MI, 49801-3424 906-774-6565
  • Liberty Mutual Independent: Upper Peninsula Insurance Agency, 100 s carpenter ave kingsford, Iron Mountain, MI, 49802
  • Farmers: Michael Pietila, 500 s stephenson ave ste 100, Iron Mountain, MI, 49801 (906) 774-0001
  • Travelers: Kastyl Insurance Agency, 316 central ave, Florence, WI, 54121 715-528-5885

Your Background Impacts Your Home Insurance Quotes

Here is a list of Dickinson County, MI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 550-599 Credit Score $75 to $100,000 More than 3 Pets at home, Smoker $390
Unemployed Up to 499 Credit Score No Income 3 Pets, Smoker $290
Retired 700-749 Credit Score $25 to 50,000 2 Pets, Smoker $610