The issues listed mainly affect Otsego County, Michigan Home Insurance Rates & getting on top of them can keep your costs really cheap.
Here is a list of replacement costs & home insurance for Otsego County, MI & nearby areas
Place | Typical Home Size | Replacement Cost | Monthly Home Insurance Cost |
---|---|---|---|
Otsego County | 4 Beds, 2 Baths, 2430 sqft | $168,000 | $84 |
Echo | 4 Beds, 2 Baths, 2,920 sqft | $292,000 | $50 |
Vienna | 3 Beds, 2 Baths, 1,700 sqft | $89,000 | $51 |
Levering | 3 Beds, 2 Baths, 2,110 sqft | $178,000 | $90 |
Livingston | 2 Beds, 1 Bath, 940 sqft | $53,000 | $21 |
Lyon | 3 Beds, 2 Baths, 2,170 sqft | $199,000 | $79 |
Posen | 4 Beds, 2 Baths, 3,110 sqft | $279,000 | $49 |
Wellington | 2 Beds, 1 Bath, 1,120 sqft | $98,000 | $27 |
Foster | 4 Beds, 1 Bath, 3,290 sqft | $318,000 | $77 |
Maple Forest | 2 Beds, 1 Bath, 910 sqft | $77,000 | $30 |
Aloha | 3 Beds, 1 Bath, 2,030 sqft | $131,000 | $69 |
Carp Lake | 2 Beds, 1 Bath, 1,550 sqft | $166,000 | $48 |
Bear Creek | 2 Beds, 1 Bath, 910 sqft | $79,000 | $16 |
Petoskey | 2 Beds, 1 Bath, 1,640 sqft | $95,000 | $34 |
Little Traverse | 4 Beds, 3 Baths, 3,130 sqft | $254,000 | $48 |
Briley | 4 Beds, 3 Baths, 2,060 sqft | $159,000 | $56 |
Allis | 4 Beds, 1 Bath, 1,640 sqft | $156,000 | $49 |
Lovells | 3 Beds, 2 Baths, 1,540 sqft | $110,000 | $28 |
Mio | 3 Beds, 2 Baths, 2,020 sqft | $143,000 | $50 |
Lewiston | 3 Beds, 1 Bath, 2,330 sqft | $138,000 | $75 |
Koehler | 3 Beds, 1 Bath, 1,420 sqft | $124,000 | $30 |
Here are some typical claims filed in Otsego County:
Claim | Typical Claim Amount |
---|---|
THEFT SCHEDULED PROPERTY | $24,000 |
PHYSICAL DAMAGE | $5,500 |
FREEZING WATER (INCLUDES BURSTING PIPES) | $12,000 |
Your Otsego County, MI insurance agent (see examples below) can help with your claims.
Here is a list of Otsego County, MI homeowners with differing backgrounds & their changing home insurance.
Employment Status | Credit Score | Income Level | Other Details | Monthly Home Insurance Rate |
---|---|---|---|---|
Full Time Job | 500-549 Credit Score | $100 to $150,000 | 3 Pets, Non-Smoker | $70 |
Retired | 700-749 Credit Score | $25 to 50,000 | 2 Pets, Non-Smoker | $190 |
Freelancer | 750-799 Credit Score | $25 to 50,000 | 1 Pet, Non-Smoker | $410 |