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Check out some must see numbers behind your Gaines Charter, Michigan Home Insurance Rates to get cheap quotes from top insurance firms.

Replacement Value of your home in Gaines charter, MI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Gaines charter, MI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Gaines charter 4 Beds, 1 Bath, 3200 sqft $259,000 $159
Muir 3 Beds, 2 Baths, 1,530 sqft $148,000 $82
Gobles 3 Beds, 1 Bath, 2,150 sqft $221,000 $88
Watertown charter 2 Beds, 1 Bath, 1,490 sqft $143,000 $52
Hickory Corners 2 Beds, 1 Bath, 1,460 sqft $115,000 $44
Ronald 3 Beds, 1 Bath, 2,320 sqft $309,000 $105
Chester 3 Beds, 2 Baths, 2,140 sqft $164,000 $52
Winfield 4 Beds, 3 Baths, 3,010 sqft $253,000 $138
Allegan 2 Beds, 1 Bath, 1,410 sqft $113,000 $43
Moorland 3 Beds, 1 Bath, 2,290 sqft $167,000 $85
Spring Lake 2 Beds, 1 Bath, 1,650 sqft $134,000 $42
Plainwell 4 Beds, 3 Baths, 2,390 sqft $175,000 $45
Prairieville 3 Beds, 1 Bath, 1,730 sqft $147,000 $60
Hudsonville 3 Beds, 2 Baths, 2,120 sqft $190,000 $72
Thornapple 4 Beds, 2 Baths, 2,820 sqft $314,000 $75
Ensley 4 Beds, 1 Bath, 3,260 sqft $240,000 $159
Middleville 4 Beds, 1 Bath, 2,980 sqft $308,000 $135
Grand Haven 2 Beds, 1 Bath, 1,310 sqft $79,000 $35
Schoolcraft 2 Beds, 1 Bath, 1,260 sqft $124,000 $36
Otsego 4 Beds, 3 Baths, 2,340 sqft $270,000 $96
Lowell 2 Beds, 1 Bath, 1,470 sqft $105,000 $25

If your Gaines charter, MI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Gaines charter:

Claim Typical Claim Amount
THEFT SCHEDULED PROPERTY $24,000
APPLIANCE RELATED WATER $12,500
DAMAGE TO PROPERTY OF OTHERS $9,500

Your Gaines charter, MI insurance agent (see examples below) can help with your claims.

  • Nationwide: Dalessandro Agency Inc, 1500 44th st se, Kentwood, MI, 49508-5013 (616) 406-3200
  • Liberty Mutual Independent: Berends Hendricks Stuit, 3055 44th st sw grandville, Wyoming, MI, 49418
  • Travelers: Acrisure Llc, 5664 prairie creek dr, Caledonia, MI, 49316 Phone: 616-541-1500
  • Farmers: Julian Guzman, 3140 division ave sw, Grandville, MI, 49418 (616) 531-3441
  • Liberty Mutual: Brent Wilfong, 4362 cascade dr. se suite 110, Grand Rapids, MI, 49546 1-616-455-1700

Your Background Impacts Your Home Insurance Quotes

Here is a list of Gaines charter, MI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer Up to 499 Credit Score $25 to 50,000 2 Pets, Non-Smoker $890
Full Time Job 500-549 Credit Score $50 to $75,000 More than 3 Pets at home, Smoker $110
Part Time Job 600-649 Credit Score $25 to 50,000 1 Pet, Non-Smoker $160