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The issues listed mainly affect Kalkaska County, Michigan Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in Kalkaska County, MI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Kalkaska County, MI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Kalkaska County 3 Beds, 2 Baths, 1360 sqft $115,000 $39
Grawn 3 Beds, 2 Baths, 1,710 sqft $150,000 $41
Hayes 3 Beds, 2 Baths, 2,200 sqft $129,000 $41
Prudenville 2 Beds, 1 Bath, 1,670 sqft $122,000 $61
Briley 3 Beds, 2 Baths, 2,330 sqft $127,000 $54
Wexford 2 Beds, 1 Bath, 1,080 sqft $75,000 $25
Nunda 3 Beds, 1 Bath, 1,770 sqft $180,000 $73
Eastport 2 Beds, 1 Bath, 1,290 sqft $101,000 $38
Boyne Valley 2 Beds, 1 Bath, 1,770 sqft $117,000 $68
Eveline 3 Beds, 2 Baths, 1,280 sqft $105,000 $36
Chums Corner 3 Beds, 2 Baths, 2,390 sqft $231,000 $81
Greilickville 2 Beds, 1 Bath, 1,110 sqft $71,000 $43
Middle Branch 3 Beds, 2 Baths, 1,420 sqft $69,000 $32
Slagle 3 Beds, 2 Baths, 2,360 sqft $189,000 $36
Wolverine 3 Beds, 1 Bath, 1,490 sqft $92,000 $30
Fife Lake 2 Beds, 1 Bath, 980 sqft $76,000 $19
Centerville 3 Beds, 1 Bath, 1,680 sqft $120,000 $44
Antioch 3 Beds, 1 Bath, 1,770 sqft $175,000 $36
Bendon 3 Beds, 2 Baths, 1,960 sqft $130,000 $45
Harrison 3 Beds, 2 Baths, 1,290 sqft $61,000 $43
Mesick 2 Beds, 1 Bath, 1,170 sqft $60,000 $30

If your Kalkaska County, MI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Kalkaska County:

Claim Typical Claim Amount
THEFT SCHEDULED PROPERTY $24,000
FREEZING WATER (INCLUDES BURSTING PIPES) $12,000
APPLIANCE RELATED WATER $12,500

Your Kalkaska County, MI insurance agent (see examples below) can help with your claims.

  • State Farm: Jeff Halstead, 5728 w m 72 hwy ste a, Grayling, MI, 49738-7461 989-344-2424
  • Allstate: John Weber, 2384 s i 75 business loop, Grayling, MI, 49738 (989) 348-5566

Your Background Impacts Your Home Insurance Quotes

Here is a list of Kalkaska County, MI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 800-850 Credit Score $75 to $100,000 2 Pets, Smoker $140
Part Time Job 600-649 Credit Score $25 to 50,000 No Pets, Non-Smoker $860
Retired 550-599 Credit Score No Income 3 Pets, Non-Smoker $650