ogmer

This fantastic information on Brighton, Michigan Home Insurance Rates will change how you compare quotes & buy your homeowners insurance.

Replacement Value of your home in Brighton, MI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Brighton, MI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Brighton 4 Beds, 3 Baths, 1640 sqft $267,000 $42
DeWitt 2 Beds, 1 Bath, 1,540 sqft $183,000 $46
Middlebury 3 Beds, 2 Baths, 1,570 sqft $169,000 $51
Genoa 4 Beds, 2 Baths, 2,530 sqft $355,000 $159
Henderson 4 Beds, 3 Baths, 2,550 sqft $360,000 $137
Macon 4 Beds, 3 Baths, 2,090 sqft $363,000 $140
Montrose 4 Beds, 3 Baths, 1,690 sqft $293,000 $85
Waverly 3 Beds, 1 Bath, 2,190 sqft $228,000 $102
Lake Victoria 2 Beds, 1 Bath, 1,390 sqft $141,000 $68
Grand Blanc 4 Beds, 1 Bath, 2,320 sqft $259,000 $54
Aurelius 4 Beds, 1 Bath, 2,570 sqft $438,000 $86
Flat Rock 4 Beds, 3 Baths, 1,920 sqft $197,000 $70
Britton 2 Beds, 1 Bath, 1,630 sqft $167,000 $64
Exeter 3 Beds, 1 Bath, 2,250 sqft $171,000 $106
Macomb 2 Beds, 1 Bath, 1,400 sqft $223,000 $91
Romulus 3 Beds, 2 Baths, 2,290 sqft $237,000 $110
Bridgewater 3 Beds, 2 Baths, 1,380 sqft $165,000 $33
Bennington 4 Beds, 2 Baths, 3,290 sqft $314,000 $189
Shiawassee 3 Beds, 2 Baths, 1,870 sqft $192,000 $51
Sylvan Lake 2 Beds, 1 Bath, 950 sqft $117,000 $52
Sterling Heights 3 Beds, 2 Baths, 1,650 sqft $299,000 $66

If your Brighton, MI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Brighton:

Claim Typical Claim Amount
FREEZING WATER (INCLUDES BURSTING PIPES) $12,000
DAMAGE TO PROPERTY OF OTHERS $9,500
FIRE $35,000

Your Brighton, MI insurance agent (see examples below) can help with your claims.

  • Nationwide: Jeffrey H Kaplan, 7035 orchard lake road suite 800, West Bloomfield, MI, 48322-2322 (248) 539-9070
  • Farmers: Brian Thompson, 7250 dixie hwy ste 400, Clarkston, MI, 48346 (248) 770-2472
  • Travelers: Al Bourdeau Insurance Agency, 6100 dixie hwy, Clarkston, MI, 48346 248-623-4400
  • Liberty Mutual Independent: Farmington Insurance Agency Llc, 33215 grand river, Farmington, MI, 48336
  • Liberty Mutual: Aaron Blakemore, 34405 w. 12 mile rd suite 130, Farmington Hills, MI, 48331 1-248-489-4291

Your Background Impacts Your Home Insurance Quotes

Here is a list of Brighton, MI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 700-749 Credit Score No Income More than 3 Pets at home, Smoker $330
Part Time Job 550-599 Credit Score $25 to 50,000 2 Pets, Smoker $540
Full Time Job 800-850 Credit Score $75 to $100,000 3 Pets, Smoker $170