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Read about what causes changes in your Hillsdale County, Michigan Home Insurance Rates & get great deals with that insight when you compare quotes.

Replacement Value of your home in Hillsdale County, MI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Hillsdale County, MI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Hillsdale County 4 Beds, 2 Baths, 1970 sqft $120,000 $42
St. Joseph, OH 2 Beds, 1 Bath, 1,690 sqft $126,000 $46
St. Joe, IN 4 Beds, 3 Baths, 2,120 sqft $181,000 $45
Lake Seneca, OH 4 Beds, 3 Baths, 3,210 sqft $281,000 $46
Noble, OH 3 Beds, 1 Bath, 1,600 sqft $121,000 $31
Saline 2 Beds, 1 Bath, 1,260 sqft $92,000 $33
Swan Creek, OH 3 Beds, 2 Baths, 1,630 sqft $86,000 $30
Brooklyn 4 Beds, 1 Bath, 1,680 sqft $79,000 $38
Augusta 2 Beds, 1 Bath, 1,010 sqft $70,000 $32
Gilead 2 Beds, 1 Bath, 1,560 sqft $74,000 $32
Nottawa 4 Beds, 1 Bath, 2,970 sqft $182,000 $60
Brady, OH 2 Beds, 1 Bath, 1,540 sqft $119,000 $22
Waldron 4 Beds, 2 Baths, 2,790 sqft $175,000 $63
Wakeshma 2 Beds, 1 Bath, 1,400 sqft $88,000 $22
Auburn, IN 4 Beds, 1 Bath, 2,960 sqft $187,000 $53
Jackson 2 Beds, 1 Bath, 1,330 sqft $102,000 $32
Fulton, OH 2 Beds, 1 Bath, 990 sqft $59,000 $27
Metamora, OH 2 Beds, 1 Bath, 1,450 sqft $102,000 $34
Marengo 3 Beds, 2 Baths, 2,080 sqft $194,000 $57
Assyria 4 Beds, 1 Bath, 3,310 sqft $269,000 $96
Napoleon 3 Beds, 1 Bath, 1,600 sqft $96,000 $56

If your Hillsdale County, MI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Hillsdale County:

Claim Typical Claim Amount
PHYSICAL DAMAGE $5,500
DAMAGE TO PROPERTY OF OTHERS $9,500
THEFT SCHEDULED PROPERTY $24,000

Your Hillsdale County, MI insurance agent (see examples below) can help with your claims.

  • State Farm: Steve Franks, 405 n willowbrook rd, Coldwater, MI, 49036-9462 517-278-6835
  • Allstate: Jinks Clary, 20 division st ste a, Coldwater, MI, 49036 (517) 797-7027
  • Liberty Mutual Independent: Kannel Superior Agency Inc, 301 w main st, Montpelier, OH, 43543
  • Farmers: Chuck Newton, 203 s main st, Reading, MI, 49274 (517) 283-1510
  • Allstate: Brian Hodson, 403 marshall st, Coldwater, MI, 49036 (517) 278-2236

Your Background Impacts Your Home Insurance Quotes

Here is a list of Hillsdale County, MI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 500-549 Credit Score <$25,000 1 Pet, Smoker $710
Part Time Job 550-599 Credit Score $25 to 50,000 3 Pets, Non-Smoker $1,120
Full Time Job 700-749 Credit Score $75 to $100,000 No Pets, Smoker $60