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In Depth Analysis of Georgetown Charter, Michigan Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Georgetown charter, MI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Georgetown charter, MI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Georgetown charter 3 Beds, 2 Baths, 2270 sqft $183,000 $46
Gobles 2 Beds, 1 Bath, 1,780 sqft $185,000 $57
Monterey 3 Beds, 1 Bath, 2,100 sqft $153,000 $64
Gull Lake 3 Beds, 2 Baths, 1,680 sqft $179,000 $75
Lowell charter 3 Beds, 2 Baths, 2,230 sqft $223,000 $84
Manlius 3 Beds, 2 Baths, 2,230 sqft $190,000 $99
Cheshire 3 Beds, 2 Baths, 1,900 sqft $159,000 $44
Ionia 4 Beds, 2 Baths, 3,390 sqft $205,000 $47
Covert 3 Beds, 2 Baths, 2,240 sqft $168,000 $103
Hickory Corners 4 Beds, 1 Bath, 3,190 sqft $290,000 $120
Jenison 3 Beds, 1 Bath, 1,280 sqft $88,000 $38
Grand Haven charter 4 Beds, 2 Baths, 2,600 sqft $244,000 $92
Bangor 3 Beds, 2 Baths, 2,030 sqft $151,000 $62
North Muskegon 3 Beds, 2 Baths, 1,910 sqft $203,000 $44
Maple Valley 4 Beds, 2 Baths, 2,410 sqft $250,000 $97
Orangeville 2 Beds, 1 Bath, 1,240 sqft $162,000 $58
Sheridan charter 2 Beds, 1 Bath, 1,030 sqft $71,000 $30
Northview 2 Beds, 1 Bath, 1,780 sqft $230,000 $59
Galesburg 3 Beds, 2 Baths, 1,780 sqft $160,000 $33
Spring Lake 2 Beds, 1 Bath, 1,630 sqft $237,000 $63
Level Park-Oak Park 3 Beds, 1 Bath, 1,500 sqft $214,000 $73

If your Georgetown charter, MI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Georgetown charter:

Claim Typical Claim Amount
FREEZING WATER (INCLUDES BURSTING PIPES) $12,000
WATER DAMAGE $11,500
THEFT SCHEDULED PROPERTY $24,000

Your Georgetown charter, MI insurance agent (see examples below) can help with your claims.

  • Nationwide: Hollinger Services Inc, 593 heritage ct, Holland, MI, 49423-5493 (616) 392-3498
  • Liberty Mutual Independent: Lake Michigan Financial Group Llc, 5550 cascade rd se, Grand Rapids, MI, 49546 (616) 643-0623
  • Travelers: Thum Insurance Agency, 3140 3 mile rd ne, Grand Rapids, MI, 49525 Phone: 616-957-2400
  • Farmers: Jeffrey Lake, 1136 wealthy st se, Grand Rapids, MI, 49506 (616) 726-2475
  • Liberty Mutual: Brendan Gasser, 2863 west shore dr. ste 104, Holland, MI, 49424 1-616-786-3000

Your Background Impacts Your Home Insurance Quotes

Here is a list of Georgetown charter, MI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 550-599 Credit Score >$150,000 1 Pet, Smoker $200
Part Time Job 700-749 Credit Score $25 to 50,000 3 Pets, Non-Smoker $1,250
Freelancer 800-850 Credit Score $100 to $150,000 More than 3 Pets at home, Smoker $60