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Check out some must see numbers behind your Midland, Michigan Home Insurance Rates to get cheap quotes from top insurance firms.

Replacement Value of your home in Midland, MI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Midland, MI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Midland 3 Beds, 1 Bath, 2070 sqft $110,000 $69
Jerome 2 Beds, 1 Bath, 1,070 sqft $102,000 $31
Shepherd 3 Beds, 1 Bath, 1,360 sqft $95,000 $42
Hubbardston 3 Beds, 1 Bath, 2,020 sqft $102,000 $34
Standish 2 Beds, 1 Bath, 1,660 sqft $94,000 $34
Omer 4 Beds, 2 Baths, 1,900 sqft $114,000 $52
Prescott 4 Beds, 2 Baths, 3,240 sqft $300,000 $64
Frankenlust 2 Beds, 1 Bath, 1,180 sqft $114,000 $50
Mount Forest 4 Beds, 2 Baths, 2,930 sqft $258,000 $88
Day 2 Beds, 1 Bath, 950 sqft $80,000 $26
Sage 3 Beds, 2 Baths, 1,260 sqft $63,000 $33
Bentley 4 Beds, 3 Baths, 3,340 sqft $274,000 $111
Robin Glen-Indiantown 2 Beds, 1 Bath, 1,300 sqft $129,000 $34
Isabella 3 Beds, 2 Baths, 1,880 sqft $155,000 $70
Loomis 3 Beds, 2 Baths, 1,240 sqft $88,000 $39
Thomas 4 Beds, 1 Bath, 3,280 sqft $373,000 $158
Owendale 4 Beds, 3 Baths, 3,080 sqft $306,000 $123
Arcada 3 Beds, 1 Bath, 1,430 sqft $88,000 $45
Grout 3 Beds, 1 Bath, 2,130 sqft $194,000 $90
Oakley 3 Beds, 2 Baths, 2,210 sqft $158,000 $59
Billings 4 Beds, 1 Bath, 2,610 sqft $240,000 $60

If your Midland, MI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Midland:

Claim Typical Claim Amount
APPLIANCE RELATED WATER $12,500
FREEZING WATER (INCLUDES BURSTING PIPES) $12,000
FIRE $35,000

Your Midland, MI insurance agent (see examples below) can help with your claims.

  • Farmers: Thomas Keenan, 3755 wilder rd, Bay City, MI, 48706 (989) 671-9899
  • Liberty Mutual: Alicia Christopher, 600 e lyon rd, Midland, MI, 48641 1-989-832-4841
  • State Farm: Jeff Hunt, 4359 wilder rd, Bay City, MI, 48706-2207 989-686-7840
  • Allstate: Lon Woock, 3085 bay rd ste 9, Saginaw, MI, 48603 (989) 799-5446
  • Liberty Mutual Independent: Future Ins Agency Inc, 5580 state st ste 1, Saginaw, MI, 48603 (989) 799-8808

Your Background Impacts Your Home Insurance Quotes

Here is a list of Midland, MI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer Up to 499 Credit Score $50 to $75,000 2 Pets, Smoker $220
Full Time Job 600-649 Credit Score $50 to $75,000 3 Pets, Non-Smoker $810
Part Time Job 800-850 Credit Score $25 to 50,000 More than 3 Pets at home, Non-Smoker $200