In Depth Analysis of Houghton County, Michigan Home Insurance Rates to get you a leg up in your negotiations after you get quotes.
Here is a list of replacement costs & home insurance for Houghton County, MI & nearby areas
| Place | Typical Home Size | Replacement Cost | Monthly Home Insurance Cost |
|---|---|---|---|
| Houghton County | 2 Beds, 1 Bath, 1430 sqft | $122,000 | $41 |
| Baraga | 2 Beds, 1 Bath, 1,460 sqft | $117,000 | $45 |
| Hubbell | 3 Beds, 2 Baths, 1,730 sqft | $139,000 | $66 |
| Portage charter | 3 Beds, 1 Bath, 2,240 sqft | $148,000 | $51 |
| Haight | 2 Beds, 1 Bath, 1,450 sqft | $54,000 | $22 |
| White Pine | 2 Beds, 1 Bath, 1,170 sqft | $60,000 | $33 |
| Eagle River | 4 Beds, 1 Bath, 2,120 sqft | $127,000 | $34 |
| Matchwood | 3 Beds, 2 Baths, 1,400 sqft | $97,000 | $30 |
| Michigamme | 4 Beds, 3 Baths, 2,580 sqft | $122,000 | $54 |
| Big Bay | 2 Beds, 1 Bath, 1,370 sqft | $88,000 | $40 |
| Rockland | 3 Beds, 2 Baths, 1,430 sqft | $128,000 | $59 |
| Laurium | 2 Beds, 1 Bath, 1,230 sqft | $92,000 | $32 |
| Lake Linden | 2 Beds, 1 Bath, 1,740 sqft | $93,000 | $47 |
| Laird | 2 Beds, 1 Bath, 940 sqft | $71,000 | $28 |
| Powell | 2 Beds, 1 Bath, 1,280 sqft | $93,000 | $25 |
| Copper Harbor | 2 Beds, 1 Bath, 1,040 sqft | $71,000 | $28 |
| Elm River | 3 Beds, 2 Baths, 1,440 sqft | $114,000 | $29 |
| Duncan | 3 Beds, 1 Bath, 1,820 sqft | $112,000 | $54 |
| Spurr | 2 Beds, 1 Bath, 1,150 sqft | $81,000 | $34 |
| Torch Lake | 2 Beds, 1 Bath, 1,750 sqft | $110,000 | $45 |
| Houghton | 3 Beds, 2 Baths, 1,480 sqft | $59,000 | $22 |
Here are some typical claims filed in Houghton County:
| Claim | Typical Claim Amount |
|---|---|
| FREEZING WATER (INCLUDES BURSTING PIPES) | $12,000 |
| WIND | $7,000 |
| PHYSICAL DAMAGE | $5,500 |
Your Houghton County, MI insurance agent (see examples below) can help with your claims.
Here is a list of Houghton County, MI homeowners with differing backgrounds & their changing home insurance.
| Employment Status | Credit Score | Income Level | Other Details | Monthly Home Insurance Rate |
|---|---|---|---|---|
| Unemployed | Up to 499 Credit Score | No Income | More than 3 Pets at home, Non-Smoker | $150 |
| Retired | 700-749 Credit Score | $25 to 50,000 | 3 Pets, Smoker | $130 |
| Part Time Job | 500-549 Credit Score | $25 to 50,000 | 1 Pet, Non-Smoker | $390 |