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The issues listed mainly affect Holland Charter, Michigan Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in Holland charter, MI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Holland charter, MI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Holland charter 3 Beds, 2 Baths, 2140 sqft $131,000 $55
Laketown 4 Beds, 3 Baths, 1,840 sqft $170,000 $50
Gaines charter 4 Beds, 1 Bath, 2,220 sqft $223,000 $60
Courtland 3 Beds, 2 Baths, 1,460 sqft $125,000 $60
Otisco 2 Beds, 1 Bath, 1,450 sqft $107,000 $36
Jamestown charter 2 Beds, 1 Bath, 1,180 sqft $138,000 $48
Augusta 3 Beds, 2 Baths, 1,870 sqft $163,000 $41
Antwerp 2 Beds, 1 Bath, 1,060 sqft $100,000 $31
Port Sheldon 2 Beds, 1 Bath, 1,360 sqft $93,000 $44
Sullivan 4 Beds, 2 Baths, 2,040 sqft $140,000 $70
Richland 3 Beds, 1 Bath, 1,770 sqft $135,000 $48
Saranac 4 Beds, 3 Baths, 1,880 sqft $137,000 $56
Grand Haven 4 Beds, 1 Bath, 2,710 sqft $239,000 $82
Solon 2 Beds, 1 Bath, 1,520 sqft $124,000 $52
Lowell 3 Beds, 1 Bath, 1,580 sqft $99,000 $41
Hartford 2 Beds, 1 Bath, 1,550 sqft $113,000 $37
South Haven 4 Beds, 2 Baths, 1,600 sqft $167,000 $52
Barry 4 Beds, 1 Bath, 3,090 sqft $169,000 $53
Grattan 4 Beds, 3 Baths, 2,710 sqft $336,000 $61
Cheshire 4 Beds, 2 Baths, 3,100 sqft $295,000 $125
Rockford 4 Beds, 1 Bath, 3,130 sqft $199,000 $62

If your Holland charter, MI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Holland charter:

Claim Typical Claim Amount
WIND $7,000
APPLIANCE RELATED WATER $12,500
FREEZING WATER (INCLUDES BURSTING PIPES) $12,000

Your Holland charter, MI insurance agent (see examples below) can help with your claims.

  • Nationwide: Hollinger Services Inc, 593 heritage ct, Holland, MI, 49423-5493 (616) 392-3498
  • Liberty Mutual Independent: Berends Hendricks Stuit, 3055 44th st sw grandville, Wyoming, MI, 49418
  • Farmers: Scott Jost, 3340 prospect st, Hudsonville, MI, 49426 (616) 258-7825
  • Liberty Mutual: Brendan Gasser, 2863 west shore dr. ste 104, Holland, MI, 49424 1-616-786-3000
  • State Farm: Nathan Smith, 4160 lake michigan dr nw ste a, Grand Rapids, MI, 49534-7835 616-453-2206

Your Background Impacts Your Home Insurance Quotes

Here is a list of Holland charter, MI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 700-749 Credit Score No Income 2 Pets, Non-Smoker $320
Full Time Job 650-699 Credit Score $100 to $150,000 More than 3 Pets at home, Smoker $1,320
Part Time Job 750-799 Credit Score $25 to 50,000 3 Pets, Non-Smoker $260