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Read about what causes changes in your Independence Charter, Michigan Home Insurance Rates & get great deals with that insight when you compare quotes.

Replacement Value of your home in Independence charter, MI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Independence charter, MI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Independence charter 3 Beds, 2 Baths, 2160 sqft $248,000 $107
Swartz Creek 4 Beds, 3 Baths, 1,660 sqft $174,000 $77
Conway 2 Beds, 1 Bath, 1,330 sqft $204,000 $52
Riverview 3 Beds, 1 Bath, 2,070 sqft $220,000 $91
Chesterfield 3 Beds, 2 Baths, 2,060 sqft $200,000 $96
Oregon 2 Beds, 1 Bath, 1,000 sqft $157,000 $38
New Haven 2 Beds, 1 Bath, 940 sqft $141,000 $54
Caledonia charter 3 Beds, 2 Baths, 2,020 sqft $197,000 $56
Cottrellville 4 Beds, 2 Baths, 3,060 sqft $340,000 $132
Bancroft 4 Beds, 3 Baths, 3,020 sqft $275,000 $94
Metamora 2 Beds, 1 Bath, 1,530 sqft $219,000 $47
Lapeer 2 Beds, 1 Bath, 1,040 sqft $115,000 $40
Lake Angelus 4 Beds, 1 Bath, 3,100 sqft $217,000 $51
Henderson 2 Beds, 1 Bath, 1,470 sqft $186,000 $44
Ash 2 Beds, 1 Bath, 1,190 sqft $103,000 $46
Arbela 3 Beds, 1 Bath, 1,300 sqft $159,000 $71
Fowlerville 4 Beds, 2 Baths, 2,750 sqft $325,000 $78
Birch Run 3 Beds, 2 Baths, 1,640 sqft $178,000 $70
Attica 3 Beds, 1 Bath, 2,250 sqft $208,000 $82
Wyandotte 3 Beds, 1 Bath, 1,690 sqft $156,000 $48
Fraser 4 Beds, 1 Bath, 2,900 sqft $374,000 $69

If your Independence charter, MI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Independence charter:

Claim Typical Claim Amount
WIND $7,000
WATER DAMAGE $11,500
PHYSICAL DAMAGE $5,500

Your Independence charter, MI insurance agent (see examples below) can help with your claims.

  • Nationwide: Nationwide Sales Solutions Inc, 28589 northwestern hwy ste 5, Southfield, MI, 48034 (248) 936-1300
  • Liberty Mutual Independent: Doeren Mayhew Insurance Group Llc, 305 w big beaver rd ste 102, Troy, MI, 48084 (248) 290-0650
  • Travelers: Hantz Agency Llc, 26200 american dr 5th floor, Southfield, MI, 48034 248-304-2855
  • Farmers: William Turnbull, 5649 highland rd, Waterford, MI, 48327 (248) 673-3700
  • Liberty Mutual: Aaron Blakemore, 34405 w. 12 mile rd suite 130, Farmington Hills, MI, 48331 1-248-489-4291

Your Background Impacts Your Home Insurance Quotes

Here is a list of Independence charter, MI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired Up to 499 Credit Score No Income 2 Pets, Smoker $50
Freelancer 750-799 Credit Score <$25,000 3 Pets, Non-Smoker $100
Unemployed 550-599 Credit Score <$25,000 No Pets, Non-Smoker $50