ogmer

In Depth Grand Traverse County, MI Home Insurance Rates Analysis

In Depth Analysis of Grand Traverse County, Michigan Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Grand Traverse County, MI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Grand Traverse County, MI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Grand Traverse County 3 Beds, 2 Baths, 1660 sqft $142,000 $45
Frankfort 3 Beds, 2 Baths, 2,110 sqft $267,000 $53
Buckley 4 Beds, 2 Baths, 2,130 sqft $247,000 $73
Springdale 4 Beds, 3 Baths, 1,670 sqft $255,000 $85
Eastport 4 Beds, 2 Baths, 2,610 sqft $253,000 $71
Ellsworth 3 Beds, 2 Baths, 2,080 sqft $160,000 $38
Greilickville 3 Beds, 2 Baths, 1,890 sqft $276,000 $62
Crystal Downs Country Club 4 Beds, 2 Baths, 2,880 sqft $214,000 $143
Cleon 3 Beds, 1 Bath, 2,360 sqft $206,000 $85
Hardwood Acres 4 Beds, 1 Bath, 2,920 sqft $356,000 $80
Charlevoix 3 Beds, 2 Baths, 1,460 sqft $168,000 $52
Clearwater 4 Beds, 1 Bath, 2,200 sqft $279,000 $99
Boon 2 Beds, 1 Bath, 1,370 sqft $118,000 $56
Star 2 Beds, 1 Bath, 1,170 sqft $141,000 $44
Empire 4 Beds, 3 Baths, 1,890 sqft $188,000 $60
Grawn 2 Beds, 1 Bath, 1,570 sqft $168,000 $46
Livingston 4 Beds, 3 Baths, 2,250 sqft $220,000 $58
Chums Corner 2 Beds, 1 Bath, 960 sqft $135,000 $56
Lake Ann 3 Beds, 2 Baths, 1,610 sqft $175,000 $62
Harrietta 4 Beds, 3 Baths, 2,390 sqft $292,000 $94
Boardman 3 Beds, 2 Baths, 2,200 sqft $294,000 $48

If your Grand Traverse County, MI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Grand Traverse County:

Claim Typical Claim Amount
THEFT SCHEDULED PROPERTY $24,000
FIRE $35,000
THEFT/BURGLARY $2,500

Your Grand Traverse County, MI insurance agent (see examples below) can help with your claims.

  • Farmers: Thomas Tom Cizek Csp, 830 e front st ste 200, Traverse City, MI, 49686 (231) 933-0159
  • Travelers: Global Marine Insurance Agency, 12935 s w bayshore dr ste 205, Traverse City, MI, 49684 Phone: 800-748-0224
  • State Farm: Tim Collins, 4001 us highway 31 s ste b, Traverse City, MI, 49685-6947 231-943-0300
  • Allstate: Patricia Bryan, 3298 veterans dr ste 1, Traverse City, MI, 49684 (231) 946-1472
  • Liberty Mutual Independent: Peterson Mcgregor & Associates, 1368 business park dr, Traverse City, MI, 49686 (231) 922-7220

Your Background Impacts Your Home Insurance Quotes

Here is a list of Grand Traverse County, MI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 600-649 Credit Score <$25,000 No Pets, Smoker $1,170
Unemployed 750-799 Credit Score No Income More than 3 Pets at home, Non-Smoker $500
Part Time Job 500-549 Credit Score $25 to 50,000 3 Pets, Smoker $640