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Check out some must see numbers behind your St. Clair Shores, Michigan Home Insurance Rates to get cheap quotes from top insurance firms.

Replacement Value of your home in St. Clair Shores, MI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for St. Clair Shores, MI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
St. Clair Shores 3 Beds, 1 Bath, 1440 sqft $118,000 $49
Taylor 2 Beds, 1 Bath, 1,440 sqft $96,000 $39
Bingham Farms 3 Beds, 1 Bath, 2,200 sqft $110,000 $50
Ray 3 Beds, 1 Bath, 1,860 sqft $138,000 $51
Sylvan Lake 2 Beds, 1 Bath, 1,110 sqft $70,000 $20
Wayne 2 Beds, 1 Bath, 1,040 sqft $76,000 $17
Grand Blanc charter 3 Beds, 1 Bath, 1,950 sqft $113,000 $36
Ann Arbor charter 2 Beds, 1 Bath, 1,700 sqft $163,000 $60
Ortonville 3 Beds, 1 Bath, 1,960 sqft $148,000 $40
Fenton 3 Beds, 1 Bath, 2,390 sqft $192,000 $54
Washington 3 Beds, 2 Baths, 1,690 sqft $120,000 $35
Augusta charter 2 Beds, 1 Bath, 1,230 sqft $115,000 $37
Utica 2 Beds, 1 Bath, 1,240 sqft $100,000 $28
Keego Harbor 3 Beds, 2 Baths, 2,050 sqft $174,000 $36
Grosse Pointe Park 3 Beds, 1 Bath, 1,620 sqft $129,000 $47
Chesterfield 2 Beds, 1 Bath, 1,490 sqft $116,000 $27
Rockwood 3 Beds, 2 Baths, 1,800 sqft $105,000 $53
Algonac 3 Beds, 2 Baths, 1,590 sqft $92,000 $30
Mayfield 2 Beds, 1 Bath, 1,260 sqft $102,000 $29
Wixom 3 Beds, 1 Bath, 1,520 sqft $159,000 $48
South Lyon 2 Beds, 1 Bath, 1,640 sqft $78,000 $37

If your St. Clair Shores, MI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in St. Clair Shores:

Claim Typical Claim Amount
PHYSICAL DAMAGE $5,500
FIRE $35,000
WATER DAMAGE $11,500

Your St. Clair Shores, MI insurance agent (see examples below) can help with your claims.

  • Nationwide: Raymond Jahn Agency Inc, 39 oakdale blvd, Pleasant Ridge, MI, 48069-1033 (248) 547-8930
  • Farmers: Jungran Yoon, 8105 smiley ave ste 102, Shelby Township, MI, 48316 (586) 932-2214
  • Travelers: Nickel & Saph Inc, 44 macomb pl, Mount Clemens, MI, 48043 586-463-4573
  • Liberty Mutual Independent: Mason-Mcbride Inc, 3290 w big beaver rd ste 503, Troy, MI, 48084 (248) 822-7170
  • Liberty Mutual: Capri Brouckaert, 14460 lakeside circle suite 110, Sterling Heights, MI, 48313 1-586-532-7298

Your Background Impacts Your Home Insurance Quotes

Here is a list of St. Clair Shores, MI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 500-549 Credit Score $25 to 50,000 1 Pet, Smoker $410
Unemployed 750-799 Credit Score No Income 3 Pets, Non-Smoker $100
Freelancer 650-699 Credit Score >$150,000 2 Pets, Smoker $30