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In Depth Analysis of Ionia County, Michigan Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Ionia County, MI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Ionia County, MI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Ionia County 3 Beds, 2 Baths, 1480 sqft $90,000 $39
Meridian charter 4 Beds, 3 Baths, 2,100 sqft $115,000 $51
Owosso charter 2 Beds, 1 Bath, 1,140 sqft $122,000 $34
Sunfield 3 Beds, 1 Bath, 2,050 sqft $202,000 $75
Waverly 4 Beds, 3 Baths, 3,130 sqft $336,000 $121
Freeport 2 Beds, 1 Bath, 1,410 sqft $121,000 $30
Zeeland charter 3 Beds, 1 Bath, 2,300 sqft $159,000 $64
Danby 4 Beds, 2 Baths, 3,360 sqft $195,000 $53
Williamstown 4 Beds, 1 Bath, 1,670 sqft $96,000 $34
Watson 4 Beds, 3 Baths, 1,890 sqft $111,000 $42
Heath 3 Beds, 2 Baths, 2,310 sqft $192,000 $54
Middletown 2 Beds, 1 Bath, 1,580 sqft $155,000 $45
Eaton Rapids 2 Beds, 1 Bath, 1,790 sqft $101,000 $54
Allegan 3 Beds, 2 Baths, 1,410 sqft $145,000 $53
Ronald 2 Beds, 1 Bath, 1,160 sqft $51,000 $35
Cooper charter 3 Beds, 1 Bath, 1,340 sqft $90,000 $35
Lansing 4 Beds, 2 Baths, 2,540 sqft $203,000 $51
Oneida charter 4 Beds, 3 Baths, 2,850 sqft $188,000 $49
Brownlee Park 4 Beds, 1 Bath, 3,040 sqft $170,000 $92
Eagle 4 Beds, 1 Bath, 2,850 sqft $233,000 $63
Ithaca 4 Beds, 2 Baths, 2,580 sqft $207,000 $90

If your Ionia County, MI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Ionia County:

Claim Typical Claim Amount
PHYSICAL DAMAGE $5,500
THEFT/BURGLARY $2,500
APPLIANCE RELATED WATER $12,500

Your Ionia County, MI insurance agent (see examples below) can help with your claims.

  • Farmers: John Greenway, 15190 wright rd ste b, Grand Ledge, MI, 48837 (810) 265-6002
  • Travelers: Carr Agency Inc, 115 w main st, Ionia, MI, 48846 Phone: 616-527-1200
  • State Farm: Wendy Rode, 304 w. main st., Belding, MI, 48809-1676 616-794-2351
  • Allstate: Fred Haight Ins, 219 superior po box 248, Muir, MI, 48860 (989) 855-3341
  • Liberty Mutual Independent: Melton Ins Services Inc., 1300 w state st ste c, Belding, MI, 48809 (616) 794-0620

Your Background Impacts Your Home Insurance Quotes

Here is a list of Ionia County, MI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer Up to 499 Credit Score $50 to $75,000 3 Pets, Non-Smoker $680
Full Time Job 500-549 Credit Score $75 to $100,000 More than 3 Pets at home, Non-Smoker $750
Part Time Job 650-699 Credit Score $25 to 50,000 No Pets, Smoker $120