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Some really great indicators on Dearborn, Michigan Home Insurance Rates that can help get you great deals on your homeowners insurance.

Replacement Value of your home in Dearborn, MI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Dearborn, MI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Dearborn 4 Beds, 2 Baths, 1760 sqft $113,000 $55
Dearborn Heights 4 Beds, 2 Baths, 3,320 sqft $279,000 $124
Washington 3 Beds, 1 Bath, 1,320 sqft $96,000 $25
Franklin 4 Beds, 2 Baths, 2,330 sqft $218,000 $104
River Rouge 4 Beds, 3 Baths, 2,210 sqft $138,000 $74
Farmington 4 Beds, 2 Baths, 2,370 sqft $154,000 $59
Whiteford 2 Beds, 1 Bath, 1,240 sqft $98,000 $41
Southgate 3 Beds, 1 Bath, 1,390 sqft $124,000 $37
Metamora 4 Beds, 2 Baths, 2,830 sqft $222,000 $112
Waterford charter 3 Beds, 1 Bath, 1,540 sqft $158,000 $51
Green Oak 3 Beds, 1 Bath, 2,260 sqft $138,000 $65
Imlay City 2 Beds, 1 Bath, 1,330 sqft $133,000 $36
Goodrich 4 Beds, 1 Bath, 2,140 sqft $154,000 $50
Milford 4 Beds, 3 Baths, 2,400 sqft $191,000 $39
Barton Hills 2 Beds, 1 Bath, 1,500 sqft $82,000 $49
Wolverine Lake 3 Beds, 2 Baths, 1,690 sqft $133,000 $34
Grosse Pointe Park 3 Beds, 2 Baths, 2,160 sqft $118,000 $48
Hartland 4 Beds, 2 Baths, 1,710 sqft $129,000 $40
Van Buren charter 4 Beds, 2 Baths, 3,000 sqft $155,000 $37
Macomb 2 Beds, 1 Bath, 1,510 sqft $76,000 $39
Utica 4 Beds, 3 Baths, 2,290 sqft $121,000 $33

If your Dearborn, MI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Dearborn:

Claim Typical Claim Amount
FIRE $35,000
WATER DAMAGE $11,500
WIND $7,000

Your Dearborn, MI insurance agent (see examples below) can help with your claims.

  • Nationwide: Heidi Kussurelis Agency Inc, 5918 lilley rd ste 1, Canton, MI, 48187 (734) 927-3730
  • Liberty Mutual Independent: Colburn Group, 3001 w big beaver rd ste 302, Troy, MI, 48084 (248) 643-4800
  • Travelers: Fifth Third Bank, 4 parklane blvd suite 414, Dearborn, MI, 48126 Phone: 866-795-6128
  • Farmers: Kenneth Wesa, 42193 ann arbor rd e, Plymouth, MI, 48170 (734) 454-9660
  • Liberty Mutual: Aaron Blakemore, 34405 w. 12 mile rd suite 130, Farmington Hills, MI, 48331 1-248-489-4291

Your Background Impacts Your Home Insurance Quotes

Here is a list of Dearborn, MI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 500-549 Credit Score >$150,000 3 Pets, Smoker $380
Unemployed 700-749 Credit Score <$25,000 2 Pets, Non-Smoker $920
Retired 600-649 Credit Score No Income No Pets, Smoker $500