ogmer

In Depth Analysis of Vineyard Lake, MI Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Vineyard Lake, MI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Vineyard Lake, MI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Vineyard Lake 4 Beds, 2 Baths, 2040 sqft $146,000 $53
Locke 3 Beds, 1 Bath, 1,660 sqft $150,000 $49
Lansing 2 Beds, 1 Bath, 1,250 sqft $98,000 $34
Medina 3 Beds, 2 Baths, 1,590 sqft $89,000 $37
Perrysburg, OH 2 Beds, 1 Bath, 1,390 sqft $105,000 $28
Okemos 3 Beds, 2 Baths, 2,240 sqft $208,000 $56
Onondaga 3 Beds, 1 Bath, 1,220 sqft $121,000 $35
Westland 2 Beds, 1 Bath, 1,280 sqft $122,000 $34
Dover 2 Beds, 1 Bath, 1,050 sqft $84,000 $31
La Salle 3 Beds, 2 Baths, 1,810 sqft $138,000 $79
Sharon 3 Beds, 1 Bath, 1,230 sqft $111,000 $60
Barton Hills 4 Beds, 1 Bath, 1,760 sqft $191,000 $80
Temperance 3 Beds, 2 Baths, 2,080 sqft $248,000 $58
Harbor View, OH 2 Beds, 1 Bath, 1,720 sqft $215,000 $49
Woodbridge 3 Beds, 2 Baths, 2,030 sqft $131,000 $42
Summit 3 Beds, 2 Baths, 1,620 sqft $150,000 $59
Liberty 3 Beds, 2 Baths, 2,100 sqft $157,000 $86
Jackson 4 Beds, 3 Baths, 3,130 sqft $346,000 $69
Salem 2 Beds, 1 Bath, 1,030 sqft $58,000 $20
Liberty Center, OH 4 Beds, 1 Bath, 2,640 sqft $218,000 $81
Augusta charter 2 Beds, 1 Bath, 1,150 sqft $96,000 $48

If your Vineyard Lake, MI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Vineyard Lake:

Claim Typical Claim Amount
APPLIANCE RELATED WATER $16,500
DAMAGE TO PROPERTY OF OTHERS $10,000
FIRE $33,500

Your Vineyard Lake, MI insurance agent (see examples below) can help with your claims.

  • Nationwide: Ds Johnson & Associates Inc, 1149 sand creek hwy ste b, Adrian, MI, 49221-1288 (517) 263-2582
  • Liberty Mutual Independent: Michigan Agency Partners, 2929 spring arbor rd, Jackson, MI, 49203 (517) 787-2600
  • Travelers: Preferred Insurance Services Of Jackson Inc, 900 horton rd, Jackson, MI, 49203
  • Farmers: Tony Pruitt, 129 s main st, Brooklyn, MI, 49230 (517) 938-8440
  • State Farm: Scott Campbell, 502 e chicago blvd ste 2, Tecumseh, MI, 49286-6502 517-423-3820

Your Background Impacts Your Home Insurance Quotes

Here is a list of Vineyard Lake, MI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 600-649 Credit Score <$25,000 1 Pet, Smoker $760
Retired 800-850 Credit Score <$25,000 2 Pets, Smoker $1,210
Unemployed 650-699 Credit Score No Income More than 3 Pets at home, Smoker $30