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Noble, MI Home Insurance Rates - What Drives It?

The variables explained here drive your Noble, MI Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Noble, MI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Noble, MI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Noble 4 Beds, 3 Baths, 1930 sqft $190,000 $60
Mottville 5 Beds, 2 Baths, 3,630 sqft $508,000 $162
Algansee 4 Beds, 1 Bath, 3,320 sqft $212,000 $58
Ligonier, IN 5 Beds, 2 Baths, 3,510 sqft $289,000 $127
Milford, IN 4 Beds, 1 Bath, 2,450 sqft $207,000 $80
St. Joe, IN 3 Beds, 2 Baths, 2,210 sqft $146,000 $46
Newton 4 Beds, 3 Baths, 2,880 sqft $290,000 $81
Milan, IN 2 Beds, 1 Bath, 1,460 sqft $133,000 $81
Kinderhook 4 Beds, 2 Baths, 2,840 sqft $188,000 $46
Westwood 2 Beds, 1 Bath, 1,330 sqft $86,000 $28
Johnstown 3 Beds, 2 Baths, 2,050 sqft $253,000 $91
Holiday City, OH 4 Beds, 3 Baths, 2,700 sqft $263,000 $61
Moscow 3 Beds, 2 Baths, 2,060 sqft $173,000 $55
Wolcottville, IN 2 Beds, 1 Bath, 1,490 sqft $97,000 $29
Albion 5 Beds, 1 Bath, 2,260 sqft $198,000 $41
Harris, IN 2 Beds, 1 Bath, 1,150 sqft $123,000 $29
Centreville 3 Beds, 2 Baths, 1,390 sqft $131,000 $44
Montpelier, OH 5 Beds, 4 Baths, 3,470 sqft $306,000 $108
Warsaw, IN 2 Beds, 1 Bath, 1,430 sqft $114,000 $37
Emmett charter 2 Beds, 1 Bath, 1,780 sqft $158,000 $39
Sandstone 3 Beds, 2 Baths, 1,900 sqft $192,000 $65

If your Noble, MI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Noble:

Claim Typical Claim Amount
WATER DAMAGE $10,500
APPLIANCE RELATED WATER $16,500
DAMAGE TO PROPERTY OF OTHERS $10,000

Your Noble, MI insurance agent (see examples below) can help with your claims.

  • Travelers: Julie Burrell Insurance Agency, 1006 n wayne street ste a, Angola, IN, 46703 260-665-6177
  • State Farm: Austin Budrea, 1400 n wayne st suite 1a, Angola, IN, 46703 260-665-2746
  • Allstate: Joe Butler, 603 n wayne st ste 1a, Angola, IN, 46703 (260) 665-5577
  • Erie: Vice Insurance Services Inc, 3805 n street road 127, Angola, IN, 46703
  • Liberty Mutual Independent: Silveus Insurance Partners (Howe-Lagrange), 2575 n state road 9, Lagrange, IN, 46761 (260) 463-2881

Your Background Impacts Your Home Insurance Quotes

Here is a list of Noble, MI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 550-599 Credit Score <$25,000 3 Pets, Smoker $90
Retired 800-850 Credit Score No Income 1 Pet, Non-Smoker $170
Unemployed 650-699 Credit Score <$25,000 2 Pets, Smoker $380