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In Depth Ocqueoc, MI Home Insurance Rates Analysis

In Depth Analysis of Ocqueoc, MI Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Ocqueoc, MI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Ocqueoc, MI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Ocqueoc 2 Beds, 1 Bath, 1240 sqft $86,000 $19
Readmond 2 Beds, 1 Bath, 1,350 sqft $74,000 $36
Mackinac Island 2 Beds, 1 Bath, 1,710 sqft $160,000 $49
Brutus 2 Beds, 1 Bath, 910 sqft $90,000 $28
Friendship 2 Beds, 1 Bath, 1,130 sqft $101,000 $35
Hubbard Lake 3 Beds, 2 Baths, 1,600 sqft $83,000 $31
Livingston 2 Beds, 1 Bath, 1,510 sqft $111,000 $68
Vanderbilt 3 Beds, 2 Baths, 1,990 sqft $159,000 $51
Rust 2 Beds, 1 Bath, 950 sqft $73,000 $20
Boyne Falls 2 Beds, 1 Bath, 1,640 sqft $103,000 $43
Wilmot 2 Beds, 1 Bath, 1,650 sqft $93,000 $40
Gaylord 2 Beds, 1 Bath, 1,380 sqft $91,000 $37
Ponshewaing 3 Beds, 2 Baths, 1,430 sqft $123,000 $27
Mackinaw City 3 Beds, 1 Bath, 2,120 sqft $225,000 $55
Warner 3 Beds, 1 Bath, 1,410 sqft $98,000 $42
Allis 2 Beds, 1 Bath, 1,070 sqft $73,000 $27
Hebron 3 Beds, 2 Baths, 1,980 sqft $228,000 $76
Bay View 2 Beds, 1 Bath, 1,050 sqft $78,000 $26
Belknap 3 Beds, 2 Baths, 1,420 sqft $151,000 $38
Elmira 3 Beds, 2 Baths, 1,710 sqft $129,000 $40
Millersburg 3 Beds, 2 Baths, 2,180 sqft $179,000 $44

If your Ocqueoc, MI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Ocqueoc:

Claim Typical Claim Amount
DAMAGE TO PROPERTY OF OTHERS $10,000
APPLIANCE RELATED WATER $16,500
WATER DAMAGE $10,500

Your Ocqueoc, MI insurance agent (see examples below) can help with your claims.

  • State Farm: Cory Budnick, 176 n 3rd st, Rogers City, MI, 49779-1609 989-734-2250
  • Farmers: Sharon Elwell, 21090 m 68 ste c, Onaway, MI, 49765 (989) 243-3100

Your Background Impacts Your Home Insurance Quotes

Here is a list of Ocqueoc, MI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 500-549 Credit Score $75 to $100,000 1 Pet, Non-Smoker $280
Retired 650-699 Credit Score <$25,000 3 Pets, Smoker $510
Full Time Job 550-599 Credit Score >$150,000 More than 3 Pets at home, Non-Smoker $470