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In Depth Analysis of Lovells, MI Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Lovells, MI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Lovells, MI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Lovells 2 Beds, 1 Bath, 1330 sqft $63,000 $27
Moltke 3 Beds, 2 Baths, 2,320 sqft $144,000 $61
Boardman 2 Beds, 1 Bath, 1,780 sqft $178,000 $49
Mitchell 2 Beds, 1 Bath, 1,780 sqft $95,000 $38
Mancelona 2 Beds, 1 Bath, 1,400 sqft $144,000 $39
Goodar 2 Beds, 1 Bath, 1,130 sqft $65,000 $31
Littlefield 3 Beds, 1 Bath, 1,400 sqft $95,000 $15
Cumming 3 Beds, 2 Baths, 1,480 sqft $151,000 $42
Frederic 2 Beds, 1 Bath, 1,750 sqft $185,000 $37
Foster 2 Beds, 1 Bath, 1,550 sqft $173,000 $34
Koehler 3 Beds, 1 Bath, 1,950 sqft $185,000 $53
Resort 3 Beds, 1 Bath, 1,990 sqft $143,000 $45
Alden 2 Beds, 1 Bath, 1,590 sqft $126,000 $32
Lakes of the 2 Beds, 1 Bath, 990 sqft $82,000 $24
Gustin 2 Beds, 1 Bath, 1,020 sqft $74,000 $26
Mills 2 Beds, 1 Bath, 1,510 sqft $65,000 $35
Aloha 3 Beds, 1 Bath, 1,330 sqft $125,000 $36
East Jordan 3 Beds, 2 Baths, 1,680 sqft $87,000 $32
Ossineke 3 Beds, 1 Bath, 2,290 sqft $148,000 $75
West Branch 3 Beds, 2 Baths, 1,960 sqft $185,000 $50
Lupton 2 Beds, 1 Bath, 1,450 sqft $128,000 $38

If your Lovells, MI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Lovells:

Claim Typical Claim Amount
THEFT SCHEDULED PROPERTY $18,500
WIND $8,000
WATER DAMAGE $10,500

Your Lovells, MI insurance agent (see examples below) can help with your claims.

  • Travelers: Kirtland Agency, 401 morenci st, Mio, MI, 48647
  • State Farm: Andy Patrick, 1030 s wisconsin ave, Gaylord, MI, 49735-1799 989-732-9081
  • Allstate: John Weber, 2384 s i 75 business loop, Grayling, MI, 49738 (989) 348-5566
  • Farmers: Paula Carter, 103 w main st, Gaylord, MI, 49735 (989) 748-4840
  • State Farm: Jeff Halstead, 5728 w m 72 hwy ste a, Grayling, MI, 49738-7461 989-344-2424

Your Background Impacts Your Home Insurance Quotes

Here is a list of Lovells, MI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 550-599 Credit Score $25 to 50,000 No Pets, Smoker $70
Part Time Job 800-850 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $130
Full Time Job 750-799 Credit Score >$150,000 3 Pets, Smoker $100