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Must See Grand Rapids, MI Home Insurance Rates Numbers

Check out some must see numbers behind your Grand Rapids, Michigan Home Insurance Rates to get cheap quotes from top insurance firms.

Replacement Value of your home in Grand Rapids, MI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Grand Rapids, MI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Grand Rapids 4 Beds, 3 Baths, 2600 sqft $263,000 $88
Rutland charter 2 Beds, 1 Bath, 1,270 sqft $97,000 $30
Freeport 3 Beds, 1 Bath, 2,380 sqft $118,000 $51
Eastwood 4 Beds, 1 Bath, 1,720 sqft $159,000 $43
Orangeville 2 Beds, 1 Bath, 1,390 sqft $117,000 $37
White Cloud 4 Beds, 1 Bath, 2,060 sqft $158,000 $37
Cato 4 Beds, 1 Bath, 1,930 sqft $162,000 $65
Spring Lake 2 Beds, 1 Bath, 1,490 sqft $144,000 $54
Aetna 2 Beds, 1 Bath, 1,740 sqft $133,000 $57
Beechwood 2 Beds, 1 Bath, 1,600 sqft $99,000 $52
Kalamazoo 2 Beds, 1 Bath, 920 sqft $70,000 $30
Tallmadge charter 2 Beds, 1 Bath, 1,380 sqft $90,000 $59
Ravenna 4 Beds, 3 Baths, 3,230 sqft $181,000 $57
Gun Plain 4 Beds, 2 Baths, 2,770 sqft $196,000 $33
Ganges 2 Beds, 1 Bath, 1,110 sqft $113,000 $36
Cannon 3 Beds, 2 Baths, 1,530 sqft $87,000 $31
Grandville 4 Beds, 3 Baths, 3,230 sqft $250,000 $117
Garfield 3 Beds, 2 Baths, 1,210 sqft $123,000 $34
Cedar Springs 4 Beds, 3 Baths, 3,260 sqft $215,000 $76
Vergennes 4 Beds, 1 Bath, 2,150 sqft $160,000 $69
Winfield 4 Beds, 1 Bath, 1,900 sqft $172,000 $40

If your Grand Rapids, MI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Grand Rapids:

Claim Typical Claim Amount
PHYSICAL DAMAGE $5,500
THEFT/BURGLARY $2,500
APPLIANCE RELATED WATER $12,500

Your Grand Rapids, MI insurance agent (see examples below) can help with your claims.

  • Nationwide: Dalessandro Agency Inc, 1500 44th st se, Kentwood, MI, 49508-5013 (616) 406-3200
  • Liberty Mutual Independent: Hub International Midwest-Gran, 625 kenmoor ave se ste 200, Grand Rapids, MI, 49546 Phone: 616-233-4111
  • Travelers: Thum Insurance Agency, 3140 3 mile rd ne, Grand Rapids, MI, 49525 Phone: 616-957-2400
  • Farmers: Julian Guzman, 3140 division ave sw, Grandville, MI, 49418 (616) 531-3441
  • Liberty Mutual: Brent Wilfong, 4362 cascade dr. se suite 110, Grand Rapids, MI, 49546 1-616-455-1700

Your Background Impacts Your Home Insurance Quotes

Here is a list of Grand Rapids, MI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed Up to 499 Credit Score <$25,000 1 Pet, Smoker $800
Freelancer 750-799 Credit Score $100 to $150,000 2 Pets, Non-Smoker $510
Retired 600-649 Credit Score <$25,000 No Pets, Smoker $280