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This startling study about Monroe County, Michigan Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in Monroe County, MI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Monroe County, MI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Monroe County 3 Beds, 2 Baths, 1950 sqft $202,000 $92
Ballville, OH 2 Beds, 1 Bath, 1,140 sqft $104,000 $33
Whitmore Lake 3 Beds, 2 Baths, 2,060 sqft $211,000 $66
Riverview 3 Beds, 1 Bath, 1,860 sqft $169,000 $50
Dover 3 Beds, 2 Baths, 1,390 sqft $135,000 $50
Wolverine Lake 3 Beds, 1 Bath, 2,270 sqft $179,000 $56
Curtice, OH 3 Beds, 1 Bath, 1,580 sqft $129,000 $54
Cambridge 3 Beds, 1 Bath, 1,500 sqft $118,000 $29
Morenci 2 Beds, 1 Bath, 990 sqft $111,000 $35
Stony Point 4 Beds, 1 Bath, 3,230 sqft $328,000 $117
Brighton 4 Beds, 2 Baths, 2,750 sqft $286,000 $56
Providence, OH 2 Beds, 1 Bath, 980 sqft $73,000 $20
Grosse Ile 2 Beds, 1 Bath, 1,150 sqft $106,000 $30
Whites Landing, OH 3 Beds, 2 Baths, 1,840 sqft $196,000 $90
Damascus, OH 2 Beds, 1 Bath, 1,240 sqft $88,000 $27
Hazel Park 2 Beds, 1 Bath, 960 sqft $76,000 $30
Wightmans Grove, OH 3 Beds, 1 Bath, 1,340 sqft $141,000 $49
Canton charter 2 Beds, 1 Bath, 1,730 sqft $122,000 $38
Exeter 4 Beds, 3 Baths, 2,300 sqft $224,000 $104
Saline 3 Beds, 1 Bath, 1,510 sqft $160,000 $48
Rocky Ridge, OH 4 Beds, 3 Baths, 2,640 sqft $259,000 $83

If your Monroe County, MI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Monroe County:

Claim Typical Claim Amount
FIRE $35,000
PHYSICAL DAMAGE $5,500
FREEZING WATER (INCLUDES BURSTING PIPES) $12,000

Your Monroe County, MI insurance agent (see examples below) can help with your claims.

  • Nationwide: Aok Ins & Financial Services Llc, 5207 secor road, Toledo, OH, 43623 (419) 472-9405
  • Liberty Mutual Independent: Hylant Group Inc, 811 madison ave, Toledo, OH, 43604 Phone: 419-255-1020
  • Travelers: Hylant Administrative Services, 811 madison ave 11th fl, Toledo, OH, 43604 Phone: 419-724-1981
  • Farmers: Patrick Hogan, 3700 n holland sylvania rd, Toledo, OH, 43615 (419) 517-5579
  • Liberty Mutual: Chuck J. Bohnsack Lutcf, 4405 talmadge rd. ste 2, Toledo, OH, 43623 1-419-578-2438

Your Background Impacts Your Home Insurance Quotes

Here is a list of Monroe County, MI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 500-549 Credit Score $25 to 50,000 3 Pets, Non-Smoker $120
Full Time Job 750-799 Credit Score <$25,000 2 Pets, Non-Smoker $410
Unemployed 600-649 Credit Score No Income No Pets, Non-Smoker $570