This startling study about Oakland County, Michigan Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.
Here is a list of replacement costs & home insurance for Oakland County, MI & nearby areas
| Place | Typical Home Size | Replacement Cost | Monthly Home Insurance Cost |
|---|---|---|---|
| Oakland County | 3 Beds, 2 Baths, 1450 sqft | $162,000 | $42 |
| Hadley | 2 Beds, 1 Bath, 1,320 sqft | $164,000 | $48 |
| Woodhaven | 3 Beds, 2 Baths, 1,210 sqft | $118,000 | $49 |
| Southfield | 2 Beds, 1 Bath, 970 sqft | $93,000 | $34 |
| Tuscola | 3 Beds, 2 Baths, 1,560 sqft | $130,000 | $88 |
| Flint charter | 4 Beds, 1 Bath, 2,720 sqft | $302,000 | $66 |
| Melvindale | 4 Beds, 1 Bath, 1,940 sqft | $178,000 | $64 |
| Richfield | 2 Beds, 1 Bath, 1,180 sqft | $154,000 | $31 |
| Capac | 2 Beds, 1 Bath, 1,150 sqft | $111,000 | $30 |
| Antrim | 3 Beds, 2 Baths, 1,940 sqft | $204,000 | $64 |
| Tyrone | 2 Beds, 1 Bath, 1,550 sqft | $152,000 | $72 |
| Ecorse | 4 Beds, 1 Bath, 1,660 sqft | $120,000 | $56 |
| Sharon | 3 Beds, 2 Baths, 1,790 sqft | $202,000 | $64 |
| Brockway | 3 Beds, 2 Baths, 1,240 sqft | $88,000 | $41 |
| Oxford | 3 Beds, 2 Baths, 1,250 sqft | $118,000 | $53 |
| Bridgewater | 3 Beds, 1 Bath, 1,250 sqft | $126,000 | $59 |
| Walled Lake | 2 Beds, 1 Bath, 1,240 sqft | $77,000 | $35 |
| Milford | 3 Beds, 1 Bath, 2,370 sqft | $337,000 | $128 |
| Fostoria | 4 Beds, 1 Bath, 2,950 sqft | $225,000 | $92 |
| Algonac | 3 Beds, 1 Bath, 2,350 sqft | $221,000 | $90 |
| Burton | 3 Beds, 1 Bath, 1,790 sqft | $127,000 | $39 |
Here are some typical claims filed in Oakland County:
| Claim | Typical Claim Amount |
|---|---|
| FREEZING WATER (INCLUDES BURSTING PIPES) | $12,000 |
| THEFT SCHEDULED PROPERTY | $24,000 |
| FIRE | $35,000 |
Your Oakland County, MI insurance agent (see examples below) can help with your claims.
Here is a list of Oakland County, MI homeowners with differing backgrounds & their changing home insurance.
| Employment Status | Credit Score | Income Level | Other Details | Monthly Home Insurance Rate |
|---|---|---|---|---|
| Unemployed | 500-549 Credit Score | <$25,000 | 3 Pets, Non-Smoker | $360 |
| Part Time Job | 750-799 Credit Score | $25 to 50,000 | More than 3 Pets at home, Non-Smoker | $910 |
| Freelancer | 550-599 Credit Score | >$150,000 | 2 Pets, Smoker | $200 |