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Dedham, ME Home Insurance Rates - What Affects It?

The issues listed mainly affect Dedham, ME Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in Dedham, ME is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Dedham, ME & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Dedham 3 Beds, 1 Bath, 1400 sqft $172,000 $51
Montville 3 Beds, 1 Bath, 1,470 sqft $118,000 $50
Bucksport 2 Beds, 1 Bath, 1,240 sqft $129,000 $55
Rockport 2 Beds, 1 Bath, 1,220 sqft $135,000 $37
Palermo 3 Beds, 1 Bath, 1,790 sqft $147,000 $42
Troy 4 Beds, 2 Baths, 2,320 sqft $185,000 $75
Eastbrook 2 Beds, 1 Bath, 1,010 sqft $88,000 $55
Swanville 2 Beds, 1 Bath, 1,510 sqft $226,000 $48
Osborn 4 Beds, 3 Baths, 2,560 sqft $268,000 $154
Old Town 2 Beds, 1 Bath, 1,730 sqft $239,000 $79
Levant 2 Beds, 1 Bath, 1,260 sqft $142,000 $35
Lowell 4 Beds, 1 Bath, 2,400 sqft $259,000 $76
Pittsfield 3 Beds, 2 Baths, 1,570 sqft $157,000 $44
Amherst 2 Beds, 1 Bath, 1,520 sqft $228,000 $43
Howland 4 Beds, 3 Baths, 1,960 sqft $303,000 $84
Cranberry Isles 2 Beds, 1 Bath, 1,260 sqft $127,000 $37
Liberty 3 Beds, 2 Baths, 2,080 sqft $270,000 $59
Kenduskeag 2 Beds, 1 Bath, 1,090 sqft $164,000 $70
Sedgwick 3 Beds, 1 Bath, 1,450 sqft $138,000 $47
Sorrento 2 Beds, 1 Bath, 1,530 sqft $144,000 $43
Garland 3 Beds, 1 Bath, 2,110 sqft $196,000 $89

If your Dedham, ME home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Dedham:

Claim Typical Claim Amount
SMOKE $11,000
LIGHTNING $2,000
APPLIANCE RELATED WATER $5,500

Your Dedham, ME insurance agent (see examples below) can help with your claims.

  • Travelers: Dawson Insurance Agency, 417 main st, Bangor, ME, 4401
  • Liberty Mutual: Joshua Odonald, 930 stillwater avenue ste c, Bangor, ME, 4401 1-207-947-7326
  • State Farm: Jill St Peter, 319 wilson st, Brewer, ME, 04412-1504 207-989-1288
  • Allstate: Brown & Milliken Agy, 67 foster st, Ellsworth, ME, 4605 (207) 667-5578
  • Liberty Mutual Independent: Varney Agency Inc, 32 oak st, Bangor, ME, 4401 (207) 947-8637

Your Background Impacts Your Home Insurance Quotes

Here is a list of Dedham, ME homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 800-850 Credit Score <$25,000 2 Pets, Non-Smoker $100
Unemployed 550-599 Credit Score <$25,000 No Pets, Smoker $210
Retired 600-649 Credit Score <$25,000 3 Pets, Non-Smoker $250