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In Depth Franklin, ME Home Insurance Rates Analysis

In Depth Analysis of Franklin, ME Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Franklin, ME is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Franklin, ME & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Franklin 3 Beds, 2 Baths, 1260 sqft $98,000 $44
Machias 3 Beds, 1 Bath, 1,540 sqft $92,000 $26
Wesley 2 Beds, 1 Bath, 1,560 sqft $114,000 $32
Brewer 2 Beds, 1 Bath, 960 sqft $75,000 $25
Swanville 2 Beds, 1 Bath, 1,470 sqft $118,000 $61
Mariaville 2 Beds, 1 Bath, 950 sqft $87,000 $22
Hancock 3 Beds, 2 Baths, 1,570 sqft $98,000 $43
Deblois 3 Beds, 2 Baths, 1,550 sqft $160,000 $34
Alton 3 Beds, 1 Bath, 1,380 sqft $153,000 $45
Lakeville 2 Beds, 1 Bath, 1,020 sqft $63,000 $31
Aurora 2 Beds, 1 Bath, 1,610 sqft $164,000 $71
Morrill 2 Beds, 1 Bath, 1,380 sqft $138,000 $41
Blue Hill 2 Beds, 1 Bath, 1,170 sqft $103,000 $34
Jackson 3 Beds, 1 Bath, 2,230 sqft $207,000 $55
Eddington 2 Beds, 1 Bath, 1,190 sqft $84,000 $32
Penobscot Indian Island 2 Beds, 1 Bath, 1,050 sqft $58,000 $30
Crawford 2 Beds, 1 Bath, 1,210 sqft $87,000 $35
Central Washington 2 Beds, 1 Bath, 1,290 sqft $156,000 $33
Bradford 3 Beds, 2 Baths, 1,370 sqft $121,000 $35
Hermon 2 Beds, 1 Bath, 1,740 sqft $159,000 $63
Roque Bluffs 3 Beds, 1 Bath, 2,290 sqft $129,000 $49

If your Franklin, ME home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Franklin:

Claim Typical Claim Amount
PHYSICAL DAMAGE $2,500
SMOKE $11,000
LIGHTNING $2,000

Your Franklin, ME insurance agent (see examples below) can help with your claims.

  • Travelers: Varney Agency Ellsworth, mill mall 148 state st ste 4a, Ellsworth, ME, 4605 207-667-7304
  • State Farm: Jeremy Von Oesen, 270 high st ste 107b, Ellsworth, ME, 04605-1729 207-664-5125
  • Allstate: Winter Harbor Agcy, 165 route 1, Gouldsboro, ME, 4607 (207) 963-2347
  • Liberty Mutual Independent: Brown & Milliken Agency, 67 foster st, Ellsworth, ME, 4605 (207) 667-2516
  • Liberty Mutual Independent: Winter Harbor Agency, 496 s rd s , Gouldsboro, ME, 4607

Your Background Impacts Your Home Insurance Quotes

Here is a list of Franklin, ME homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 600-649 Credit Score No Income 2 Pets, Smoker $650
Full Time Job Up to 499 Credit Score $25 to 50,000 No Pets, Non-Smoker $300
Retired 500-549 Credit Score No Income More than 3 Pets at home, Smoker $900