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Read about what causes changes in your Rome, ME Home Insurance Rates & get great deals with that insight when you compare quotes.

Replacement Value of your home in Rome, ME is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Rome, ME & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Rome 3 Beds, 2 Baths, 1910 sqft $205,000 $89
Waterville 4 Beds, 3 Baths, 2,230 sqft $200,000 $96
Winterport 4 Beds, 3 Baths, 2,490 sqft $256,000 $86
Chesterville 2 Beds, 1 Bath, 1,080 sqft $76,000 $38
West Gardiner 3 Beds, 2 Baths, 1,380 sqft $133,000 $66
Pownal 2 Beds, 1 Bath, 1,570 sqft $106,000 $35
Kingsbury 2 Beds, 1 Bath, 1,000 sqft $132,000 $46
Readfield 2 Beds, 1 Bath, 1,030 sqft $82,000 $38
Wilton 4 Beds, 2 Baths, 3,120 sqft $371,000 $146
Bingham 2 Beds, 1 Bath, 1,700 sqft $203,000 $73
Freedom 4 Beds, 2 Baths, 1,680 sqft $151,000 $60
Kingfield 2 Beds, 1 Bath, 1,460 sqft $95,000 $59
Fairfield 3 Beds, 1 Bath, 1,790 sqft $178,000 $44
Mexico 3 Beds, 1 Bath, 1,870 sqft $255,000 $69
Cambridge 4 Beds, 1 Bath, 2,380 sqft $207,000 $55
Benton 3 Beds, 1 Bath, 2,310 sqft $199,000 $72
Union 4 Beds, 3 Baths, 3,090 sqft $324,000 $77
Mount Vernon 2 Beds, 1 Bath, 1,650 sqft $116,000 $37
Andover 2 Beds, 1 Bath, 1,080 sqft $109,000 $46
Brunswick Station 2 Beds, 1 Bath, 1,080 sqft $141,000 $51
Poland 2 Beds, 1 Bath, 1,680 sqft $218,000 $106

If your Rome, ME home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Rome:

Claim Typical Claim Amount
WATER DAMAGE $3,500
SMOKE $11,000
VANDALISM/MALICIOUS MISCHIEF $6,000

Your Rome, ME insurance agent (see examples below) can help with your claims.

  • Travelers: Norton Insurance Agency Inc, 168a main st, Winthrop, ME, 4364 207-377-2239
  • Liberty Mutual: Darryl Arnold, 45 memorial circle suite 100, Augusta, ME, 4330 1-207-622-0518
  • State Farm: Michael Lee, 328 main st, Waterville, ME, 04901-4921 207-872-0999
  • Allstate: Skowhegan Ins Agy, 108 madison po box 550, Skowhegan, ME, 4976 (207) 474-7111
  • Liberty Mutual Independent: The Kyes Agency Inc, 98 water st, Skowhegan, ME, 4976 (207) 474-3377

Your Background Impacts Your Home Insurance Quotes

Here is a list of Rome, ME homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 750-799 Credit Score $50 to $75,000 More than 3 Pets at home, Non-Smoker $190
Unemployed 600-649 Credit Score <$25,000 2 Pets, Smoker $270
Full Time Job Up to 499 Credit Score $100 to $150,000 3 Pets, Smoker $60