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Startling Minot, ME Home Insurance Rates Study

This startling study about Minot, ME Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in Minot, ME is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Minot, ME & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Minot 3 Beds, 1 Bath, 1630 sqft $129,000 $53
Fryeburg 4 Beds, 1 Bath, 1,760 sqft $185,000 $63
Turner 2 Beds, 1 Bath, 1,690 sqft $210,000 $62
Arundel 2 Beds, 1 Bath, 930 sqft $77,000 $40
Naples 3 Beds, 2 Baths, 1,440 sqft $108,000 $45
Limington 2 Beds, 1 Bath, 1,310 sqft $138,000 $32
Mexico 4 Beds, 3 Baths, 2,930 sqft $282,000 $106
Edgecomb 2 Beds, 1 Bath, 1,300 sqft $137,000 $40
Lovell 2 Beds, 1 Bath, 1,040 sqft $75,000 $32
Cousins Island 2 Beds, 1 Bath, 1,750 sqft $141,000 $60
Cumberland Center 2 Beds, 1 Bath, 1,690 sqft $198,000 $71
Fairfield 2 Beds, 1 Bath, 1,300 sqft $109,000 $41
Milton 4 Beds, 3 Baths, 1,690 sqft $112,000 $45
Newfield 3 Beds, 2 Baths, 1,920 sqft $193,000 $66
Mechanic Falls 3 Beds, 1 Bath, 1,970 sqft $198,000 $68
Arrowsic 2 Beds, 1 Bath, 1,660 sqft $146,000 $80
Parsonsfield 2 Beds, 1 Bath, 1,510 sqft $166,000 $57
Gorham 3 Beds, 1 Bath, 1,230 sqft $127,000 $29
Paris 4 Beds, 2 Baths, 2,110 sqft $171,000 $108
Center Ossipee, NH 2 Beds, 1 Bath, 1,780 sqft $123,000 $49
Waterville 2 Beds, 1 Bath, 1,540 sqft $122,000 $32

If your Minot, ME home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Minot:

Claim Typical Claim Amount
FIRE $25,000
WIND $3,500
PHYSICAL DAMAGE $2,500

Your Minot, ME insurance agent (see examples below) can help with your claims.

  • Nationwide: Casey Brougham Agency, 513 sabattus stfl 1, Lewiston, ME, 4240 (207) 795-7674
  • Liberty Mutual Independent: Champoux Insurance Agency, 150 east ave, Lewiston, ME, 4240 207-783-2246
  • Travelers: United Insurance, 31 court st 2nd fl, Auburn, ME, 4210 207-784-5181
  • Liberty Mutual: Brian Enos, 1775 lisbon rd., Lewiston, ME, 4240 1-207-782-7013
  • State Farm: Lisa Laliberte, 224 russell st, Lewiston, ME, 04240-4135 207-783-3332

Your Background Impacts Your Home Insurance Quotes

Here is a list of Minot, ME homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 750-799 Credit Score <$25,000 3 Pets, Smoker $920
Full Time Job 550-599 Credit Score $100 to $150,000 1 Pet, Smoker $830
Freelancer 800-850 Credit Score $25 to 50,000 More than 3 Pets at home, Non-Smoker $100