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In Depth Unity, ME Home Insurance Rates Analysis

In Depth Analysis of Unity, ME Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Unity, ME is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Unity, ME & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Unity 4 Beds, 1 Bath, 2770 sqft $163,000 $86
Fayette 2 Beds, 1 Bath, 960 sqft $60,000 $22
Freedom 2 Beds, 1 Bath, 1,780 sqft $138,000 $44
Searsmont 2 Beds, 1 Bath, 950 sqft $77,000 $16
Dover-Foxcroft 4 Beds, 3 Baths, 1,660 sqft $117,000 $60
Embden 4 Beds, 3 Baths, 2,090 sqft $235,000 $59
Whitefield 2 Beds, 1 Bath, 1,600 sqft $188,000 $79
Rome 4 Beds, 1 Bath, 1,890 sqft $159,000 $37
Otis 3 Beds, 1 Bath, 2,330 sqft $254,000 $81
New Vineyard 2 Beds, 1 Bath, 1,590 sqft $144,000 $55
Detroit 3 Beds, 2 Baths, 1,960 sqft $127,000 $37
Randolph 3 Beds, 1 Bath, 2,130 sqft $224,000 $48
Belgrade 2 Beds, 1 Bath, 900 sqft $107,000 $29
Cambridge 3 Beds, 1 Bath, 1,320 sqft $147,000 $44
Greene 2 Beds, 1 Bath, 950 sqft $120,000 $25
Benton 2 Beds, 1 Bath, 1,500 sqft $188,000 $32
Madison 4 Beds, 2 Baths, 2,760 sqft $180,000 $50
Harmony 3 Beds, 2 Baths, 2,210 sqft $160,000 $90
Central Hancock 2 Beds, 1 Bath, 1,120 sqft $111,000 $26
Wiscasset 3 Beds, 1 Bath, 1,400 sqft $132,000 $51
Carmel 4 Beds, 2 Baths, 2,120 sqft $148,000 $59

If your Unity, ME home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Unity:

Claim Typical Claim Amount
WATER DAMAGE $3,500
VANDALISM/MALICIOUS MISCHIEF $6,000
THEFT/BURGLARY $3,000

Your Unity, ME insurance agent (see examples below) can help with your claims.

  • Travelers: George E Howard & Company Inc, 242 moosehead trail, Newport, ME, 4953 207-368-2568
  • State Farm: John Fortier, 16 silver st, Waterville, ME, 04901-6606 207-873-1101
  • Allstate: Higgins & Bolduc Agency Inc, 56 main st # 369, Oakland, ME, 4963 (207) 465-2531
  • Liberty Mutual Independent: Ghm Agency, 51 main st, Waterville, ME, 4901 207-873-5101
  • Allstate: Lehr Insurance Agy., 1 hunnewell ave, Pittsfield, ME, 4967 (207) 487-5167

Your Background Impacts Your Home Insurance Quotes

Here is a list of Unity, ME homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 750-799 Credit Score $75 to $100,000 More than 3 Pets at home, Smoker $410
Freelancer 550-599 Credit Score $75 to $100,000 2 Pets, Non-Smoker $240
Part Time Job Up to 499 Credit Score $25 to 50,000 1 Pet, Non-Smoker $1,410