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Given here are some important aspects of your Richmond, ME Home Insurance that impact your rates & can support you in getting a great deal.

Replacement Value of your home in Richmond, ME is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Richmond, ME & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Richmond 2 Beds, 1 Bath, 900 sqft $82,000 $39
Sweden 4 Beds, 1 Bath, 2,800 sqft $207,000 $83
Liberty 3 Beds, 1 Bath, 1,730 sqft $130,000 $68
Leeds 2 Beds, 1 Bath, 1,650 sqft $157,000 $39
New Sharon 4 Beds, 1 Bath, 2,810 sqft $211,000 $105
Brunswick 3 Beds, 1 Bath, 2,200 sqft $229,000 $73
Hebron 3 Beds, 2 Baths, 1,550 sqft $181,000 $47
Troy 2 Beds, 1 Bath, 1,400 sqft $130,000 $42
New Vineyard 2 Beds, 1 Bath, 920 sqft $81,000 $37
Topsham 4 Beds, 2 Baths, 1,700 sqft $181,000 $52
Pittston 3 Beds, 2 Baths, 1,990 sqft $190,000 $39
Skowhegan 4 Beds, 1 Bath, 3,340 sqft $310,000 $180
Lisbon Falls 2 Beds, 1 Bath, 1,510 sqft $154,000 $55
Gorham 4 Beds, 1 Bath, 2,730 sqft $303,000 $104
Thorndike 2 Beds, 1 Bath, 1,140 sqft $168,000 $42
Waldoboro 2 Beds, 1 Bath, 1,680 sqft $198,000 $62
Windham 3 Beds, 2 Baths, 1,930 sqft $204,000 $90
Steep Falls 3 Beds, 1 Bath, 1,600 sqft $128,000 $48
Somerville 4 Beds, 1 Bath, 3,260 sqft $388,000 $67
Boothbay 4 Beds, 1 Bath, 3,140 sqft $348,000 $74
Wiscasset 4 Beds, 3 Baths, 1,770 sqft $201,000 $59

If your Richmond, ME home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Richmond:

Claim Typical Claim Amount
LIGHTNING $2,000
APPLIANCE RELATED WATER $5,500
THEFT/BURGLARY $3,000

Your Richmond, ME insurance agent (see examples below) can help with your claims.

  • Nationwide: Casey Brougham Agency, 513 sabattus stfl 1, Lewiston, ME, 4240 (207) 795-7674
  • Liberty Mutual Independent: Champoux Insurance Agency, 150 east ave, Lewiston, ME, 4240 207-783-2246
  • Travelers: Fairfield-Kilgore Agency Llc, 832 main st, Monmouth, ME, 4259 207-933-4441
  • Liberty Mutual: Brian Enos, 1775 lisbon rd., Lewiston, ME, 4240 1-207-782-7013
  • State Farm: Chris Grimes, 20 bath rd, Brunswick, ME, 04011-2604 207-725-8442

Your Background Impacts Your Home Insurance Quotes

Here is a list of Richmond, ME homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job Up to 499 Credit Score $75 to $100,000 2 Pets, Non-Smoker $40
Retired 700-749 Credit Score <$25,000 No Pets, Non-Smoker $270
Part Time Job 500-549 Credit Score <$25,000 More than 3 Pets at home, Smoker $920