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In Depth Jay, ME Home Insurance Rates Analysis

In Depth Analysis of Jay, ME Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Jay, ME is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Jay, ME & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Jay 3 Beds, 1 Bath, 1310 sqft $122,000 $35
Oxford 3 Beds, 2 Baths, 1,910 sqft $154,000 $54
China 2 Beds, 1 Bath, 1,380 sqft $138,000 $52
Norridgewock 2 Beds, 1 Bath, 1,720 sqft $112,000 $46
Harmony 2 Beds, 1 Bath, 910 sqft $61,000 $21
Readfield 2 Beds, 1 Bath, 1,490 sqft $111,000 $41
Troy 3 Beds, 2 Baths, 1,760 sqft $138,000 $60
Lovell 3 Beds, 2 Baths, 2,380 sqft $224,000 $48
Livermore 2 Beds, 1 Bath, 1,580 sqft $168,000 $47
Montville 2 Beds, 1 Bath, 1,160 sqft $87,000 $34
New Vineyard 3 Beds, 2 Baths, 1,720 sqft $119,000 $64
Farmingdale 2 Beds, 1 Bath, 1,580 sqft $130,000 $44
Sandy River 2 Beds, 1 Bath, 1,520 sqft $100,000 $52
Harrison 4 Beds, 1 Bath, 1,620 sqft $133,000 $45
Bethel 2 Beds, 1 Bath, 1,370 sqft $103,000 $35
Lisbon Falls 2 Beds, 1 Bath, 1,250 sqft $79,000 $25
Weld 3 Beds, 1 Bath, 2,070 sqft $167,000 $92
Poland 3 Beds, 1 Bath, 1,950 sqft $133,000 $38
Brighton 3 Beds, 1 Bath, 2,210 sqft $145,000 $67
Strong 4 Beds, 2 Baths, 2,100 sqft $144,000 $62
Stoneham 3 Beds, 2 Baths, 2,100 sqft $135,000 $43

If your Jay, ME home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Jay:

Claim Typical Claim Amount
FIRE $25,000
PHYSICAL DAMAGE $2,500
WIND $3,500

Your Jay, ME insurance agent (see examples below) can help with your claims.

  • Travelers: United Insurance, 19 congress st, Rumford, ME, 4276 207-364-3766
  • State Farm: Susan Terhune, 151 main st, Farmington, ME, 04938-1924 207-778-0044
  • Allstate: Weber Ins Agency Of Farmington Llc, 160 congress st, Rumford, ME, 4276 (207) 364-8293
  • Liberty Mutual Independent: Brennan Insurance Agency, 168 main st ste a, Winthrop, ME, 4364 (207) 829-3450
  • Travelers: Norton Insurance Agency Inc, 168a main st, Winthrop, ME, 4364 207-377-2239

Your Background Impacts Your Home Insurance Quotes

Here is a list of Jay, ME homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 700-749 Credit Score <$25,000 2 Pets, Non-Smoker $250
Unemployed 800-850 Credit Score No Income No Pets, Smoker $530
Full Time Job Up to 499 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $910