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The variables explained here drive your Orono, Maine Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Orono, ME is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Orono, ME & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Orono 2 Beds, 1 Bath, 1340 sqft $103,000 $66
Sebec 3 Beds, 1 Bath, 2,180 sqft $328,000 $62
Burlington 4 Beds, 2 Baths, 2,110 sqft $225,000 $80
Argyle 2 Beds, 1 Bath, 1,710 sqft $245,000 $40
Trenton 3 Beds, 2 Baths, 2,300 sqft $301,000 $59
Knox 2 Beds, 1 Bath, 1,670 sqft $209,000 $63
Sorrento 4 Beds, 2 Baths, 2,520 sqft $342,000 $89
Holden 2 Beds, 1 Bath, 1,620 sqft $207,000 $50
Athens 4 Beds, 1 Bath, 1,710 sqft $240,000 $73
Castine 2 Beds, 1 Bath, 1,330 sqft $113,000 $43
Parkman 3 Beds, 2 Baths, 1,720 sqft $117,000 $55
Corinna 2 Beds, 1 Bath, 1,130 sqft $111,000 $44
Hancock 3 Beds, 2 Baths, 2,130 sqft $264,000 $86
Orono 3 Beds, 1 Bath, 1,880 sqft $292,000 $76
Seboeis 4 Beds, 1 Bath, 2,250 sqft $351,000 $141
Lagrange 2 Beds, 1 Bath, 1,300 sqft $92,000 $65
Fairfield 4 Beds, 2 Baths, 1,610 sqft $150,000 $44
Verona Island 2 Beds, 1 Bath, 1,280 sqft $175,000 $49
Sedgwick 4 Beds, 2 Baths, 1,660 sqft $202,000 $64
Jackson 2 Beds, 1 Bath, 1,240 sqft $106,000 $29
Hampden 4 Beds, 3 Baths, 1,890 sqft $155,000 $62

If your Orono, ME home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Orono:

Claim Typical Claim Amount
VANDALISM/MALICIOUS MISCHIEF $6,000
PHYSICAL DAMAGE $3,000
APPLIANCE RELATED WATER $5,500

Your Orono, ME insurance agent (see examples below) can help with your claims.

  • Liberty Mutual: Charles R. Longo Jr., 930 stillwater avenue ste c, Bangor, ME, 4401 1-207-947-7326
  • Travelers: Blackwell Insurance Agency, 139 spring st , Dexter, ME, 4930
  • State Farm: Bill Tisdale, 499 hammond st, Bangor, ME, 04401-4558 207-947-6781
  • Allstate: Bowlan Averill Agcy, 145 brunswick st, Old Town, ME, 4468 (207) 827-2845
  • Liberty Mutual Independent: Chretien Tyler Insurance Llc, 322 stream rd, Winterport, ME, 4496 (207) 223-5232

Your Background Impacts Your Home Insurance Quotes

Here is a list of Orono, ME homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 600-649 Credit Score $25 to 50,000 1 Pet, Smoker $740
Freelancer 700-749 Credit Score <$25,000 More than 3 Pets at home, Smoker $770
Unemployed 800-850 Credit Score No Income No Pets, Non-Smoker $520