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Given here are some important aspects of your Cape Elizabeth, Maine Home Insurance that impact your rates & can support you in getting a great deal.

Replacement Value of your home in Cape Elizabeth, ME is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Cape Elizabeth, ME & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Cape Elizabeth 3 Beds, 1 Bath, 2330 sqft $306,000 $143
Bath 3 Beds, 2 Baths, 1,600 sqft $324,000 $113
Southport 3 Beds, 1 Bath, 1,450 sqft $238,000 $59
York 4 Beds, 3 Baths, 2,990 sqft $765,000 $210
New Gloucester 4 Beds, 3 Baths, 2,530 sqft $439,000 $151
Wales 3 Beds, 2 Baths, 1,570 sqft $294,000 $77
Gray 4 Beds, 2 Baths, 3,030 sqft $591,000 $165
Topsham 5 Beds, 3 Baths, 2,180 sqft $480,000 $113
Madbury, NH 3 Beds, 2 Baths, 1,250 sqft $205,000 $62
South Bristol 2 Beds, 1 Bath, 1,710 sqft $393,000 $198
Mechanic Falls 2 Beds, 1 Bath, 1,670 sqft $448,000 $88
West Gardiner 2 Beds, 1 Bath, 1,650 sqft $441,000 $82
Brunswick Station 3 Beds, 2 Baths, 1,600 sqft $293,000 $67
Lewiston 2 Beds, 1 Bath, 1,050 sqft $182,000 $92
Bremen 3 Beds, 1 Bath, 2,080 sqft $470,000 $92
Buckfield 2 Beds, 1 Bath, 1,730 sqft $402,000 $90
Sebago 3 Beds, 1 Bath, 2,350 sqft $359,000 $221
Alna 5 Beds, 4 Baths, 4,880 sqft $588,000 $227
Sweden 2 Beds, 1 Bath, 1,470 sqft $246,000 $43
Durham, NH 2 Beds, 1 Bath, 1,390 sqft $272,000 $82
Raymond 2 Beds, 1 Bath, 1,510 sqft $344,000 $55

If your Cape Elizabeth, ME home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Cape Elizabeth:

Claim Typical Claim Amount
APPLIANCE RELATED WATER $5,500
SMOKE $10,000
PHYSICAL DAMAGE $3,000

Your Cape Elizabeth, ME insurance agent (see examples below) can help with your claims.

  • Nationwide: Daniel Muskat Agency, 740 stroudwater st, Westbrook, ME, 4092 (207) 591-5011
  • Liberty Mutual Independent: Norton Insurance, 275 us route 1, Cumberland Foreside, ME, 4110 (207) 829-3450
  • Travelers: Cross Insurance - Portland, 2331 congress st, Portland, ME, 4102 207-780-1677
  • Liberty Mutual: Christopher Levesque, 600 sable oaks dr. ste. 120, South Portland, ME, 4106 1-207-871-9000
  • State Farm: Peg Poulin, 224 main street, Saco, ME, 04072-1509 207-283-9166

Your Background Impacts Your Home Insurance Quotes

Here is a list of Cape Elizabeth, ME homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 650-699 Credit Score <$25,000 3 Pets, Smoker $1,310
Freelancer Up to 499 Credit Score >$150,000 1 Pet, Non-Smoker $1,340
Full Time Job 800-850 Credit Score <$25,000 No Pets, Non-Smoker $720