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Read about what causes changes in your Cumberland, Maine Home Insurance Rates & get great deals with that insight when you compare quotes.

Replacement Value of your home in Cumberland, ME is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Cumberland, ME & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Cumberland 2 Beds, 1 Bath, 1780 sqft $423,000 $119
Waterford 4 Beds, 2 Baths, 2,250 sqft $475,000 $150
Sanford 3 Beds, 2 Baths, 2,030 sqft $267,000 $111
Center Ossipee, NH 2 Beds, 1 Bath, 1,020 sqft $158,000 $55
Perkins 4 Beds, 1 Bath, 1,750 sqft $201,000 $82
York Harbor 3 Beds, 2 Baths, 1,820 sqft $358,000 $99
Stow 3 Beds, 1 Bath, 1,590 sqft $220,000 $72
Denmark 3 Beds, 2 Baths, 2,300 sqft $475,000 $109
Augusta 4 Beds, 1 Bath, 3,230 sqft $622,000 $176
Bristol 4 Beds, 1 Bath, 3,050 sqft $776,000 $204
South Portland 4 Beds, 3 Baths, 1,760 sqft $334,000 $69
Litchfield 4 Beds, 1 Bath, 2,860 sqft $458,000 $175
Sebago 2 Beds, 1 Bath, 920 sqft $93,000 $35
Georgetown 3 Beds, 2 Baths, 2,140 sqft $312,000 $95
Hebron 2 Beds, 1 Bath, 1,430 sqft $273,000 $61
South Paris 4 Beds, 1 Bath, 2,260 sqft $323,000 $95
Ossipee, NH 4 Beds, 1 Bath, 2,500 sqft $310,000 $120
Turner 3 Beds, 1 Bath, 1,770 sqft $273,000 $88
York 4 Beds, 1 Bath, 2,850 sqft $402,000 $254
Greenwood 4 Beds, 3 Baths, 3,310 sqft $709,000 $133
Winthrop 4 Beds, 1 Bath, 2,220 sqft $355,000 $97

If your Cumberland, ME home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Cumberland:

Claim Typical Claim Amount
VANDALISM/MALICIOUS MISCHIEF $6,000
WIND $3,000
FIRE $30,500

Your Cumberland, ME insurance agent (see examples below) can help with your claims.

  • Nationwide: Sal Riccardi, 104 tandberg trail, Windham, ME, 4062 (203) 888-8608
  • Liberty Mutual Independent: Anderson Watkins Assocs, 31 central st, Westbrook, ME, 4092
  • Travelers: Clark Insurance, 160 preble st, Portland, ME, 4101 207-773-8156
  • Liberty Mutual: Christopher Levesque, 600 sable oaks dr. ste. 120, South Portland, ME, 4106 1-207-871-9000
  • State Farm: Michelle Raber, 696 us route 1, Scarborough, ME, 04074-9741 207-883-0111

Your Background Impacts Your Home Insurance Quotes

Here is a list of Cumberland, ME homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 800-850 Credit Score <$25,000 No Pets, Smoker $120
Part Time Job Up to 499 Credit Score <$25,000 3 Pets, Non-Smoker $820
Full Time Job 700-749 Credit Score $75 to $100,000 More than 3 Pets at home, Non-Smoker $2,270