ogmer

Read amazing research on Winthrop, Maine Home Insurance Rates which will help keep your rates really cheap.

Replacement Value of your home in Winthrop, ME is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Winthrop, ME & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Winthrop 3 Beds, 1 Bath, 1980 sqft $224,000 $55
Central Somerset 2 Beds, 1 Bath, 1,750 sqft $151,000 $99
Searsmont 3 Beds, 1 Bath, 1,610 sqft $140,000 $51
Andover 4 Beds, 2 Baths, 3,270 sqft $247,000 $102
Westbrook 4 Beds, 1 Bath, 1,920 sqft $228,000 $75
South Thomaston 3 Beds, 2 Baths, 1,710 sqft $143,000 $39
Winthrop 4 Beds, 2 Baths, 1,680 sqft $132,000 $42
Union 2 Beds, 1 Bath, 1,750 sqft $127,000 $43
Manchester 4 Beds, 1 Bath, 1,830 sqft $157,000 $82
Lisbon 3 Beds, 2 Baths, 1,690 sqft $203,000 $57
Whitefield 4 Beds, 2 Baths, 3,350 sqft $348,000 $123
Harpswell 4 Beds, 2 Baths, 3,340 sqft $347,000 $92
Hope 4 Beds, 1 Bath, 3,030 sqft $334,000 $107
Muscle Ridge Islands 4 Beds, 1 Bath, 1,930 sqft $148,000 $42
Bethel 4 Beds, 3 Baths, 2,110 sqft $203,000 $44
Knox 3 Beds, 1 Bath, 1,240 sqft $161,000 $53
Wiscasset 3 Beds, 1 Bath, 1,310 sqft $100,000 $40
Otisfield 4 Beds, 3 Baths, 1,850 sqft $121,000 $57
Littlejohn Island 4 Beds, 3 Baths, 1,620 sqft $193,000 $99
Rumford 2 Beds, 1 Bath, 1,120 sqft $92,000 $52
Raymond 3 Beds, 2 Baths, 1,400 sqft $87,000 $49

If your Winthrop, ME home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Winthrop:

Claim Typical Claim Amount
APPLIANCE RELATED WATER $5,500
WIND $3,000
FIRE $30,500

Your Winthrop, ME insurance agent (see examples below) can help with your claims.

  • Nationwide: Casey Brougham Agency, 513 sabattus stfl 1, Lewiston, ME, 4240 (207) 795-7674
  • Liberty Mutual Independent: Champoux Insurance Agency, 150 east ave., Lewiston, ME, 4240 (207)391-4207
  • Travelers: Cross Insurance-Lewiston, 150 mill street 150 mill street, Lewiston, ME, 4240
  • Liberty Mutual: Darryl Arnold, 45 memorial circle suite 100, Augusta, ME, 4330 1-207-622-0518
  • State Farm: Sam Francis, 1510 lisbon st, Lewiston, ME, 04240-3518 207-784-6731

Your Background Impacts Your Home Insurance Quotes

Here is a list of Winthrop, ME homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 700-749 Credit Score <$25,000 1 Pet, Smoker $340
Full Time Job 500-549 Credit Score <$25,000 More than 3 Pets at home, Smoker $1,020
Unemployed Up to 499 Credit Score No Income 2 Pets, Non-Smoker $780