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Read amazing research on Belfast, Maine Home Insurance Rates which will help keep your rates really cheap.

Replacement Value of your home in Belfast, ME is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Belfast, ME & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Belfast 2 Beds, 1 Bath, 1750 sqft $117,000 $57
Unity 3 Beds, 1 Bath, 2,090 sqft $233,000 $69
Waldoboro 2 Beds, 1 Bath, 1,390 sqft $114,000 $48
Blue Hill 3 Beds, 2 Baths, 2,000 sqft $261,000 $52
Sedgwick 4 Beds, 2 Baths, 2,680 sqft $288,000 $118
Muscle Ridge Islands 2 Beds, 1 Bath, 1,080 sqft $105,000 $36
Corinna 2 Beds, 1 Bath, 980 sqft $78,000 $35
Deer Isle 3 Beds, 1 Bath, 1,910 sqft $205,000 $63
Greenbush 2 Beds, 1 Bath, 1,540 sqft $178,000 $73
Waterville 4 Beds, 3 Baths, 2,320 sqft $311,000 $95
Newburgh 4 Beds, 1 Bath, 1,840 sqft $193,000 $61
Jackson 3 Beds, 1 Bath, 1,270 sqft $132,000 $54
Ripley 4 Beds, 3 Baths, 3,360 sqft $462,000 $161
Matinicus Isle 3 Beds, 1 Bath, 1,950 sqft $230,000 $80
Winter Harbor 2 Beds, 1 Bath, 1,750 sqft $173,000 $58
Hudson 3 Beds, 2 Baths, 1,710 sqft $126,000 $48
Madison 3 Beds, 1 Bath, 1,410 sqft $118,000 $35
Burnham 3 Beds, 1 Bath, 1,910 sqft $173,000 $54
Monroe 4 Beds, 1 Bath, 3,390 sqft $240,000 $115
Osborn 4 Beds, 2 Baths, 3,150 sqft $190,000 $50
Woolwich 4 Beds, 3 Baths, 1,760 sqft $133,000 $53

If your Belfast, ME home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Belfast:

Claim Typical Claim Amount
WIND $3,000
APPLIANCE RELATED WATER $5,500
VANDALISM/MALICIOUS MISCHIEF $6,000

Your Belfast, ME insurance agent (see examples below) can help with your claims.

  • Travelers: Varney Agency Ellsworth, 18 e main st, Searsport, ME, 4974 Phone: 207-548-6364
  • State Farm: Reyn Ritchie, 228 northport ave, Belfast, ME, 04915-6012 207-338-5538
  • Allstate: Unity Ins Agy Inc, depot st po box 163, Unity, ME, 4988 (207) 947-8637
  • Liberty Mutual Independent: Chretien Tyler Insurance Llc, 322 stream rd, Winterport, ME, 4496 (207) 223-5232
  • Allstate: Bouchard Insurance Agency, 18 e main st, Searsport, ME, 4974 (207) 548-6364

Your Background Impacts Your Home Insurance Quotes

Here is a list of Belfast, ME homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 700-749 Credit Score $50 to $75,000 2 Pets, Non-Smoker $40
Part Time Job 800-850 Credit Score $25 to 50,000 No Pets, Smoker $180
Unemployed Up to 499 Credit Score <$25,000 1 Pet, Smoker $660