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Gain useful knowledge on South Portland, Maine Home Insurance Rates to ultimately get a great quote on your home.

Replacement Value of your home in South Portland, ME is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for South Portland, ME & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
South Portland 4 Beds, 2 Baths, 1650 sqft $206,000 $56
Woolwich 4 Beds, 3 Baths, 2,190 sqft $293,000 $99
Otisfield 4 Beds, 2 Baths, 1,910 sqft $346,000 $118
West Kennebunk 4 Beds, 2 Baths, 1,680 sqft $246,000 $72
Middleton, NH 4 Beds, 2 Baths, 2,530 sqft $203,000 $114
Brownfield 2 Beds, 1 Bath, 920 sqft $118,000 $56
Leeds 4 Beds, 1 Bath, 2,570 sqft $183,000 $101
Fryeburg 4 Beds, 2 Baths, 1,870 sqft $283,000 $80
Standish 2 Beds, 1 Bath, 1,230 sqft $99,000 $49
North Yarmouth 4 Beds, 2 Baths, 2,160 sqft $240,000 $108
Monhegan 4 Beds, 2 Baths, 3,370 sqft $484,000 $103
Porter 4 Beds, 1 Bath, 1,810 sqft $227,000 $58
Freedom, NH 2 Beds, 1 Bath, 1,410 sqft $160,000 $49
Denmark 3 Beds, 1 Bath, 1,710 sqft $230,000 $108
Litchfield 2 Beds, 1 Bath, 1,540 sqft $143,000 $37
Westport Island 4 Beds, 2 Baths, 2,990 sqft $379,000 $112
Gorham 2 Beds, 1 Bath, 1,280 sqft $190,000 $73
Windham 4 Beds, 1 Bath, 2,230 sqft $263,000 $61
New Castle, NH 3 Beds, 1 Bath, 2,370 sqft $223,000 $55
Bremen 3 Beds, 1 Bath, 1,460 sqft $182,000 $78
Cape Elizabeth 2 Beds, 1 Bath, 1,220 sqft $179,000 $78

If your South Portland, ME home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in South Portland:

Claim Typical Claim Amount
SMOKE $10,000
LIGHTNING $2,500
FIRE $30,500

Your South Portland, ME insurance agent (see examples below) can help with your claims.

  • Nationwide: Daniel Muskat Agency, 740 stroudwater st, Westbrook, ME, 4092 (207) 591-5011
  • Liberty Mutual Independent: Averill Insurance Agency, 4 walnut hill commons, North Yarmouth, ME, 4097 (207) 829-6393
  • Travelers: Cross Insurance, 745 roosevelt trail unit 1, Windham, ME, 4062 207-657-5221
  • Liberty Mutual: Christopher Levesque, 600 sable oaks dr. ste. 120, South Portland, ME, 4106 1-207-871-9000
  • State Farm: Robin Thurston, 3 oak hill ter, Scarborough, ME, 4074 207-883-5867

Your Background Impacts Your Home Insurance Quotes

Here is a list of South Portland, ME homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 550-599 Credit Score No Income 2 Pets, Smoker $960
Retired 650-699 Credit Score <$25,000 3 Pets, Non-Smoker $1,640
Freelancer 600-649 Credit Score $50 to $75,000 No Pets, Smoker $760