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In Depth Gorham, ME Home Insurance Rates Analysis

In Depth Analysis of Gorham, Maine Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Gorham, ME is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Gorham, ME & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Gorham 4 Beds, 3 Baths, 1820 sqft $350,000 $76
Hale's, NH 2 Beds, 1 Bath, 1,550 sqft $249,000 $52
Auburn 4 Beds, 2 Baths, 1,900 sqft $234,000 $48
Lebanon 4 Beds, 2 Baths, 2,480 sqft $417,000 $138
Cornish 4 Beds, 3 Baths, 3,360 sqft $566,000 $122
Gardiner 2 Beds, 1 Bath, 1,220 sqft $99,000 $42
Southport 4 Beds, 1 Bath, 3,380 sqft $352,000 $141
Falmouth 2 Beds, 1 Bath, 1,070 sqft $122,000 $30
Ogunquit 4 Beds, 1 Bath, 1,620 sqft $229,000 $63
New Castle, NH 4 Beds, 1 Bath, 1,620 sqft $167,000 $93
Lake Arrowhead 3 Beds, 1 Bath, 1,650 sqft $142,000 $60
Middleton, NH 3 Beds, 2 Baths, 2,210 sqft $250,000 $133
South Sanford 2 Beds, 1 Bath, 1,390 sqft $167,000 $56
Berwick 2 Beds, 1 Bath, 1,540 sqft $203,000 $37
Freedom, NH 2 Beds, 1 Bath, 1,200 sqft $222,000 $50
Wiscasset 2 Beds, 1 Bath, 1,370 sqft $211,000 $39
Chebeague Island 3 Beds, 1 Bath, 2,260 sqft $323,000 $184
Stoneham 3 Beds, 2 Baths, 2,160 sqft $287,000 $41
Durham 2 Beds, 1 Bath, 1,490 sqft $300,000 $114
Lovell 3 Beds, 1 Bath, 1,260 sqft $172,000 $58
Milton Mills, NH 3 Beds, 1 Bath, 2,110 sqft $367,000 $79

If your Gorham, ME home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Gorham:

Claim Typical Claim Amount
LIGHTNING $2,500
THEFT/BURGLARY $4,000
PHYSICAL DAMAGE $3,000

Your Gorham, ME insurance agent (see examples below) can help with your claims.

  • Nationwide: Ross M Emery, 609 main st ste 2a, South Portland, ME, 04106-5453 (207) 221-2077
  • Liberty Mutual Independent: Clark Insurance, 2385 congress st, Portland, ME, 4102
  • Travelers: Cross Insurance - Portland, 2331 congress st, Portland, ME, 4102
  • Liberty Mutual: Christopher Levesque, 600 sable oaks dr. ste. 120, South Portland, ME, 4106 1-207-871-9000
  • State Farm: Gary Towle, 39c main st, Gorham, ME, 04038-1301 207-839-6585

Your Background Impacts Your Home Insurance Quotes

Here is a list of Gorham, ME homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 750-799 Credit Score <$25,000 More than 3 Pets at home, Smoker $2,200
Unemployed Up to 499 Credit Score No Income 1 Pet, Smoker $80
Part Time Job 550-599 Credit Score <$25,000 No Pets, Smoker $950