The issues listed mainly affect Somerset County, Maine Home Insurance Rates & getting on top of them can keep your costs really cheap.
Here is a list of replacement costs & home insurance for Somerset County, ME & nearby areas
| Place | Typical Home Size | Replacement Cost | Monthly Home Insurance Cost |
|---|---|---|---|
| Somerset County | 4 Beds, 1 Bath, 1880 sqft | $132,000 | $57 |
| Athens | 2 Beds, 1 Bath, 1,310 sqft | $95,000 | $32 |
| Beaver Cove | 4 Beds, 2 Baths, 3,170 sqft | $205,000 | $72 |
| Parkman | 2 Beds, 1 Bath, 1,460 sqft | $93,000 | $40 |
| Willimantic | 4 Beds, 3 Baths, 2,300 sqft | $143,000 | $45 |
| Brownville | 3 Beds, 2 Baths, 2,040 sqft | $166,000 | $46 |
| Wyman | 2 Beds, 1 Bath, 1,100 sqft | $72,000 | $41 |
| New Portland | 3 Beds, 2 Baths, 2,180 sqft | $186,000 | $57 |
| Franklin | 2 Beds, 1 Bath, 1,320 sqft | $68,000 | $42 |
| Kingsbury | 3 Beds, 1 Bath, 2,270 sqft | $127,000 | $64 |
| Pleasant Ridge | 2 Beds, 1 Bath, 1,530 sqft | $108,000 | $40 |
| Coplin | 3 Beds, 2 Baths, 1,660 sqft | $138,000 | $33 |
| The Forks | 3 Beds, 1 Bath, 1,450 sqft | $119,000 | $29 |
| Ripley | 4 Beds, 2 Baths, 2,490 sqft | $237,000 | $105 |
| Madison | 4 Beds, 1 Bath, 1,640 sqft | $185,000 | $46 |
| Kingfield | 3 Beds, 2 Baths, 1,480 sqft | $105,000 | $46 |
| Bowerbank | 4 Beds, 1 Bath, 2,470 sqft | $267,000 | $67 |
| Eustis | 4 Beds, 3 Baths, 1,710 sqft | $89,000 | $34 |
| Highland | 4 Beds, 2 Baths, 2,490 sqft | $248,000 | $61 |
| Hartland | 2 Beds, 1 Bath, 1,020 sqft | $62,000 | $22 |
| Seboomook Lake | 3 Beds, 2 Baths, 1,450 sqft | $131,000 | $52 |
Here are some typical claims filed in Somerset County:
| Claim | Typical Claim Amount |
|---|---|
| THEFT/BURGLARY | $4,000 |
| FIRE | $30,500 |
| MOLD | $8,000 |
Your Somerset County, ME insurance agent (see examples below) can help with your claims.
Here is a list of Somerset County, ME homeowners with differing backgrounds & their changing home insurance.
| Employment Status | Credit Score | Income Level | Other Details | Monthly Home Insurance Rate |
|---|---|---|---|---|
| Full Time Job | 750-799 Credit Score | <$25,000 | 3 Pets, Smoker | $50 |
| Retired | 700-749 Credit Score | No Income | 1 Pet, Non-Smoker | $430 |
| Unemployed | 600-649 Credit Score | <$25,000 | 2 Pets, Non-Smoker | $340 |