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Herald Harbor, MD Home Insurance Rates - What Drives It?

The variables explained here drive your Herald Harbor, MD Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Herald Harbor, MD is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Herald Harbor, MD & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Herald Harbor 3 Beds, 1 Bath, 2110 sqft $292,000 $153
Betterton 4 Beds, 3 Baths, 2,480 sqft $321,000 $115
Redland 3 Beds, 2 Baths, 1,870 sqft $369,000 $154
Linthicum 3 Beds, 1 Bath, 1,390 sqft $333,000 $85
Riva 2 Beds, 1 Bath, 1,600 sqft $290,000 $124
Fairmount Heights 4 Beds, 1 Bath, 3,180 sqft $598,000 $215
Lanham 3 Beds, 1 Bath, 2,190 sqft $513,000 $133
Centreville, VA 4 Beds, 2 Baths, 1,710 sqft $297,000 $105
Libertytown 2 Beds, 1 Bath, 1,310 sqft $380,000 $54
Dale City, VA 2 Beds, 1 Bath, 1,760 sqft $441,000 $192
County Center, VA 2 Beds, 1 Bath, 1,230 sqft $357,000 $62
Mitchellville 3 Beds, 1 Bath, 1,390 sqft $194,000 $90
Sterling, VA 4 Beds, 2 Baths, 1,810 sqft $394,000 $142
Easton 4 Beds, 3 Baths, 1,830 sqft $411,000 $131
Laurel 2 Beds, 1 Bath, 1,110 sqft $167,000 $76
Gambrills 2 Beds, 1 Bath, 1,160 sqft $229,000 $66
Choptank 2 Beds, 1 Bath, 940 sqft $227,000 $67
Mason, VA 2 Beds, 1 Bath, 1,700 sqft $241,000 $68
Pomfret 3 Beds, 1 Bath, 1,530 sqft $282,000 $100
Rosedale 3 Beds, 1 Bath, 1,950 sqft $584,000 $129
Burke, VA 2 Beds, 1 Bath, 1,560 sqft $263,000 $56

If your Herald Harbor, MD home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Herald Harbor:

Claim Typical Claim Amount
COLLISION, UPSET $17,000
WATER DAMAGE $6,000
FIRE $25,500

Your Herald Harbor, MD insurance agent (see examples below) can help with your claims.

  • Nationwide: Philip R Simmerer, 601 7th st ste 303, Laurel, MD, 20707-4011 (301) 386-0900
  • Liberty Mutual Independent: Henry M Murray Agency Inc, 2498 riva rd, Annapolis, MD, 21401 (410) 224-2664
  • Travelers: Kenneth A Abrams, 110 east 25th st, Baltimore, MD, 21218 410-727-0800
  • Farmers: John Franczak, 616 old edmondson ave ste 200, Catonsville, MD, 21228 (410) 744-6000
  • Liberty Mutual: Brian Davis, 2200 defense highway ste 101, Crofton, MD, 21114 1-301-262-5242

Your Background Impacts Your Home Insurance Quotes

Here is a list of Herald Harbor, MD homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 800-850 Credit Score <$25,000 2 Pets, Non-Smoker $920
Retired Up to 499 Credit Score $25 to 50,000 More than 3 Pets at home, Non-Smoker $540
Full Time Job 550-599 Credit Score $75 to $100,000 No Pets, Non-Smoker $670