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Derwood, MD Home Insurance Rates - What Impacts It?

Given here are some important aspects of your Derwood, MD Home Insurance that impact your rates & can support you in getting a great deal.

Replacement Value of your home in Derwood, MD is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Derwood, MD & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Derwood 3 Beds, 1 Bath, 1830 sqft $349,000 $175
Middleway, WV 3 Beds, 2 Baths, 2,210 sqft $547,000 $213
Scott, VA 3 Beds, 2 Baths, 1,840 sqft $531,000 $145
Lake Shore 3 Beds, 2 Baths, 1,790 sqft $479,000 $161
Fort Meade 3 Beds, 1 Bath, 2,010 sqft $591,000 $228
Croom 3 Beds, 1 Bath, 1,960 sqft $586,000 $142
Shannondale, WV 3 Beds, 2 Baths, 1,250 sqft $257,000 $46
Thurmont 4 Beds, 3 Baths, 2,760 sqft $813,000 $224
Potomac Heights 5 Beds, 1 Bath, 2,510 sqft $899,000 $305
Springdale 3 Beds, 1 Bath, 1,900 sqft $422,000 $135
Floris, VA 4 Beds, 2 Baths, 2,990 sqft $777,000 $396
Ashburn, VA 4 Beds, 2 Baths, 2,230 sqft $526,000 $133
Buckmarsh, VA 3 Beds, 2 Baths, 1,510 sqft $371,000 $217
Lake Heritage, PA 4 Beds, 2 Baths, 1,600 sqft $550,000 $148
Harpers Ferry, WV 4 Beds, 2 Baths, 2,790 sqft $1,085,000 $243
Huntington, VA 3 Beds, 1 Bath, 1,500 sqft $495,000 $121
Chillum 3 Beds, 1 Bath, 1,640 sqft $464,000 $198
Mapleville 5 Beds, 2 Baths, 2,030 sqft $626,000 $265
Charlotte Hall 3 Beds, 1 Bath, 1,700 sqft $390,000 $165
Wheaton 5 Beds, 4 Baths, 4,460 sqft $860,000 $352
Groveton, VA 4 Beds, 2 Baths, 3,370 sqft $670,000 $156

If your Derwood, MD home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Derwood:

Claim Typical Claim Amount
PHYSICAL DAMAGE $3,500
LIABILITY (ALL OTHER) $14,500
SMOKE $9,500

Your Derwood, MD insurance agent (see examples below) can help with your claims.

  • Nationwide: Stephen L Beall Cic, 1682 e gude dr ste 300, Rockville, MD, 20850-5342 (301) 294-6200
  • Liberty Mutual Independent: Mcfarlin Insurance Agency, 8325 guilford rd ste a, Columbia, MD, 21046
  • Travelers: Federal Insurance Federation Inc, 5800 hubbard dr, Rockville, MD, 20852 301-468-9600
  • Farmers: Joshua Fitzpatrick, 312 main st ste 50, Gaithersburg, MD, 20878 (301) 987-8878
  • Liberty Mutual: Christopher D. Wiles, 800 king farm blvd ste 105, Rockville, MD, 20850 1-301-881-9300

Your Background Impacts Your Home Insurance Quotes

Here is a list of Derwood, MD homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 650-699 Credit Score $25 to 50,000 No Pets, Non-Smoker $2,410
Unemployed 550-599 Credit Score <$25,000 2 Pets, Smoker $2,430
Part Time Job 600-649 Credit Score <$25,000 1 Pet, Non-Smoker $1,960