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Read amazing research on Berlin, MD Home Insurance Rates which will help keep your rates really cheap.

Replacement Value of your home in Berlin, MD is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Berlin, MD & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Berlin 3 Beds, 2 Baths, 2150 sqft $236,000 $115
New Church, VA 4 Beds, 1 Bath, 2,960 sqft $368,000 $121
Deal Island 3 Beds, 1 Bath, 1,540 sqft $199,000 $87
Ocean View, DE 4 Beds, 3 Baths, 2,640 sqft $339,000 $113
Long Neck, DE 3 Beds, 2 Baths, 1,360 sqft $205,000 $68
Lee Mont, VA 3 Beds, 2 Baths, 2,180 sqft $241,000 $46
Laurel, DE 4 Beds, 2 Baths, 2,610 sqft $445,000 $81
Temperanceville, VA 2 Beds, 1 Bath, 990 sqft $123,000 $35
Tyaskin 4 Beds, 1 Bath, 2,170 sqft $274,000 $62
Milford, DE 3 Beds, 2 Baths, 2,140 sqft $221,000 $92
Waterview 4 Beds, 3 Baths, 2,670 sqft $520,000 $157
Pastoria, VA 4 Beds, 2 Baths, 3,180 sqft $581,000 $123
Slaughter Beach, DE 4 Beds, 3 Baths, 1,720 sqft $277,000 $132
Whitehaven 2 Beds, 1 Bath, 1,320 sqft $194,000 $82
Makemie Park, VA 3 Beds, 1 Bath, 1,560 sqft $266,000 $61
Bishopville 4 Beds, 3 Baths, 3,050 sqft $426,000 $213
Hallwood, VA 3 Beds, 2 Baths, 1,450 sqft $200,000 $42
Gargatha, VA 4 Beds, 1 Bath, 2,800 sqft $335,000 $131
Villas, NJ 2 Beds, 1 Bath, 1,440 sqft $177,000 $63
Millville, DE 4 Beds, 1 Bath, 2,130 sqft $329,000 $101
North Cape May, NJ 3 Beds, 1 Bath, 1,430 sqft $200,000 $64

If your Berlin, MD home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Berlin:

Claim Typical Claim Amount
LIABILITY (ALL OTHER) $14,500
FIRE $31,500
WIND $1,500

Your Berlin, MD insurance agent (see examples below) can help with your claims.

  • Nationwide: Wilgus Insurance Agency Inc, 28381 dupont blvd unit 1, Millsboro, DE, 19966-1714 (302) 934-1502
  • Liberty Mutual Independent: Atlantic Smith Cropper & Deeley Llc, 7171 bent pine rd rte 50, Willards, MD, 21874 410-835-2000
  • Travelers: Oconor Piper & Flynn Insurance Agency Llc, 7171 bent pine rd, Willards, MD, 21874 410-524-3850
  • State Farm: Claudia Nicholls, 29 broad st ste 103, Berlin, MD, 21811-1053 410-641-4030
  • Allstate: Beth Gismondi, 9927 stephen decatur hwy ste 12, Ocean City, MD, 21842 (410) 213-7400

Your Background Impacts Your Home Insurance Quotes

Here is a list of Berlin, MD homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed Up to 499 Credit Score No Income 3 Pets, Non-Smoker $1,540
Full Time Job 750-799 Credit Score >$150,000 2 Pets, Smoker $360
Freelancer 700-749 Credit Score <$25,000 1 Pet, Non-Smoker $850