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Cresaptown, MD Home Insurance Rates - What Affects It?

The issues listed mainly affect Cresaptown, MD Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in Cresaptown, MD is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Cresaptown, MD & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Cresaptown 2 Beds, 1 Bath, 1600 sqft $161,000 $48
King, PA 4 Beds, 2 Baths, 1,900 sqft $140,000 $62
Rowlesburg, WV 4 Beds, 2 Baths, 2,350 sqft $175,000 $83
Belmont, PA 2 Beds, 1 Bath, 1,060 sqft $121,000 $26
Romney, WV 2 Beds, 1 Bath, 1,320 sqft $111,000 $39
Burlington, WV 2 Beds, 1 Bath, 1,440 sqft $114,000 $41
Meyersdale, PA 3 Beds, 1 Bath, 2,300 sqft $200,000 $55
Southmont, PA 3 Beds, 2 Baths, 2,050 sqft $153,000 $37
Aurora, WV 2 Beds, 1 Bath, 950 sqft $60,000 $22
Earlston, PA 4 Beds, 3 Baths, 3,000 sqft $188,000 $97
Everett, PA 3 Beds, 2 Baths, 1,950 sqft $157,000 $75
Oakland 4 Beds, 3 Baths, 2,070 sqft $173,000 $41
Midlothian 2 Beds, 1 Bath, 1,150 sqft $103,000 $46
Cumberland 2 Beds, 1 Bath, 1,440 sqft $78,000 $35
Shaft 4 Beds, 3 Baths, 2,450 sqft $204,000 $77
Carpendale, WV 4 Beds, 1 Bath, 2,630 sqft $138,000 $50
Jenner, PA 4 Beds, 1 Bath, 3,330 sqft $340,000 $85
Bruceton Mills, WV 3 Beds, 2 Baths, 1,630 sqft $156,000 $59
Shenandoah, WV 2 Beds, 1 Bath, 1,770 sqft $114,000 $30
Indian Springs 2 Beds, 1 Bath, 1,310 sqft $127,000 $51
Grantsville 2 Beds, 1 Bath, 1,040 sqft $85,000 $35

If your Cresaptown, MD home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Cresaptown:

Claim Typical Claim Amount
WIND $1,500
FIRE $31,500
THEFT/BURGLARY $2,000

Your Cresaptown, MD insurance agent (see examples below) can help with your claims.

  • Nationwide: Jack L Floyd, 373 s mineral st, Keyser, WV, 26726-2955 (304) 788-4004
  • Liberty Mutual Independent: Cbiz Insurance Services, 44 baltimore st, Cumberland, MD, 21502
  • Travelers: Twfg Insurance Services Inc, 137 national highway, Lavale, MD, 21502 240-362-7195
  • Farmers: Taf Ins Agcy Of Md Llc, 10325 mount savage rd nw, Cumberland, MD, 21502 (301) 784-8881
  • State Farm: Cathy Carpenter, 1320 national hwy, Lavale, MD, 21502-7605 301-729-4141

Your Background Impacts Your Home Insurance Quotes

Here is a list of Cresaptown, MD homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 550-599 Credit Score <$25,000 1 Pet, Smoker $80
Full Time Job 500-549 Credit Score $25 to 50,000 No Pets, Smoker $230
Part Time Job 600-649 Credit Score $25 to 50,000 More than 3 Pets at home, Smoker $310