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Golden Beach, MD Home Insurance Rates - What Drives It?

The variables explained here drive your Golden Beach, MD Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Golden Beach, MD is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Golden Beach, MD & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Golden Beach 5 Beds, 2 Baths, 1900 sqft $294,000 $111
California 4 Beds, 3 Baths, 1,970 sqft $287,000 $72
Neabsco, VA 4 Beds, 2 Baths, 2,670 sqft $501,000 $126
Bryantown 5 Beds, 2 Baths, 2,210 sqft $403,000 $159
Herald Harbor 5 Beds, 2 Baths, 2,100 sqft $359,000 $76
Walker Mill 3 Beds, 2 Baths, 1,340 sqft $249,000 $101
Chevy Chase Section Five 5 Beds, 3 Baths, 3,000 sqft $496,000 $161
Cambridge 3 Beds, 1 Bath, 2,210 sqft $404,000 $170
Mount Vernon, VA 4 Beds, 3 Baths, 1,940 sqft $222,000 $95
Washington, DC 3 Beds, 1 Bath, 1,790 sqft $364,000 $69
Owings 3 Beds, 1 Bath, 2,080 sqft $371,000 $106
Dames Quarter 5 Beds, 2 Baths, 1,710 sqft $317,000 $104
Summerfield 3 Beds, 2 Baths, 1,900 sqft $348,000 $79
Bivalve 4 Beds, 2 Baths, 3,130 sqft $660,000 $232
Wheaton 5 Beds, 2 Baths, 3,100 sqft $383,000 $150
McLean, VA 5 Beds, 1 Bath, 2,630 sqft $377,000 $96
Springdale 5 Beds, 4 Baths, 3,550 sqft $570,000 $210
Loch Lomond, VA 3 Beds, 1 Bath, 2,390 sqft $284,000 $134
Chevy Chase 5 Beds, 2 Baths, 1,800 sqft $327,000 $140
Centreville, VA 5 Beds, 1 Bath, 1,970 sqft $247,000 $175
Falls Church, VA 3 Beds, 2 Baths, 1,720 sqft $228,000 $80

If your Golden Beach, MD home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Golden Beach:

Claim Typical Claim Amount
LIABILITY (ALL OTHER) $14,500
DAMAGE TO PROPERTY OF OTHERS $8,000
SMOKE $9,500

Your Golden Beach, MD insurance agent (see examples below) can help with your claims.

  • Nationwide: John G Rogers And Associates Inc, 3200 crain hwy ste 300, Waldorf, MD, 20603 (301) 705-7282
  • Liberty Mutual Independent: American Insurance Marketing Corp, 301 steeple chase dr ste 106, Prince Frederick, MD, 20678 301-855-9393
  • Travelers: Waring-Ahearn Insurance Agency Inc, 25805 point lookout rd, Leonardtown, MD, 20650 (301) 880-0137
  • Farmers: Hugh Stewart, 3050 crain hwy ste 301, Waldorf, MD, 20601 (240) 462-6872
  • State Farm: Nick Rogers, 7627 leonardtown rd ste 104a, Hughesville, MD, 20637-3017 301-274-5151

Your Background Impacts Your Home Insurance Quotes

Here is a list of Golden Beach, MD homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 650-699 Credit Score $25 to 50,000 More than 3 Pets at home, Non-Smoker $1,500
Unemployed 500-549 Credit Score No Income No Pets, Smoker $780
Retired 700-749 Credit Score No Income 2 Pets, Non-Smoker $1,120