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California, MD Home Insurance Rates - What Impacts It?

Given here are some important aspects of your California, Maryland Home Insurance that impact your rates & can support you in getting a great deal.

Replacement Value of your home in California, MD is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for California, MD & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
California 2 Beds, 1 Bath, 1330 sqft $285,000 $104
Lee, VA 4 Beds, 1 Bath, 2,860 sqft $343,000 $109
Fruitland 4 Beds, 3 Baths, 2,630 sqft $230,000 $128
Belle Haven, VA 3 Beds, 2 Baths, 2,210 sqft $311,000 $125
Bivalve 2 Beds, 1 Bath, 1,510 sqft $283,000 $114
Mayo 2 Beds, 1 Bath, 1,740 sqft $163,000 $70
St. George Island 3 Beds, 2 Baths, 1,770 sqft $252,000 $66
Urbanna, VA 4 Beds, 1 Bath, 3,310 sqft $508,000 $100
Solomons 2 Beds, 1 Bath, 1,500 sqft $228,000 $72
James Monroe, VA 2 Beds, 1 Bath, 1,410 sqft $203,000 $61
Temple Hills 2 Beds, 1 Bath, 1,210 sqft $185,000 $75
Colmar Manor 2 Beds, 1 Bath, 1,160 sqft $159,000 $73
Morningside 2 Beds, 1 Bath, 1,220 sqft $182,000 $74
Huntington, VA 2 Beds, 1 Bath, 1,470 sqft $246,000 $46
Edgewater 2 Beds, 1 Bath, 1,260 sqft $182,000 $74
Baden 4 Beds, 1 Bath, 2,640 sqft $333,000 $79
Heathsville, VA 3 Beds, 1 Bath, 1,930 sqft $364,000 $88
Newington, VA 2 Beds, 1 Bath, 1,360 sqft $150,000 $82
Groveton, VA 3 Beds, 2 Baths, 1,900 sqft $179,000 $73
Washington, VA 2 Beds, 1 Bath, 1,740 sqft $164,000 $70
Fort Belvoir, VA 3 Beds, 1 Bath, 1,830 sqft $327,000 $75

If your California, MD home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in California:

Claim Typical Claim Amount
WATER DAMAGE $6,500
FIRE $28,500
SMOKE $12,500

Your California, MD insurance agent (see examples below) can help with your claims.

  • Nationwide: Celeste Mileto, 46935 s shangri la dr ste 12, Lexington Park, MD, 20653-3812 (301) 862-1301
  • Liberty Mutual Independent: Combs Drury Reeves Ins Agency, 41625 park ave po box 661, Leonardtown, MD, 20650 (301) 475-5665
  • Travelers: Jetmore Insurance Group Inc, 9545 hg trueman rd, Lusby, MD, 20657 Phone: 410-394-9000
  • State Farm: Ken Damore, hwy 5 north 28916 three notch road, Mechanicsville, MD, 20659 301-884-8111
  • Allstate: Glascock & Meenan Ins Agcy Inc, 45 w dares beach rd, Prince Frederick, MD, 20678 (410) 535-0222

Your Background Impacts Your Home Insurance Quotes

Here is a list of California, MD homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 550-599 Credit Score $75 to $100,000 No Pets, Smoker $1,210
Full Time Job 600-649 Credit Score $100 to $150,000 1 Pet, Smoker $1,490
Retired 500-549 Credit Score $25 to 50,000 2 Pets, Smoker $430