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This fantastic information on Ocean Pines, Maryland Home Insurance Rates will change how you compare quotes & buy your homeowners insurance.

Replacement Value of your home in Ocean Pines, MD is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Ocean Pines, MD & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Ocean Pines 4 Beds, 2 Baths, 3280 sqft $439,000 $179
Mardela Springs 2 Beds, 1 Bath, 940 sqft $149,000 $52
Princess Anne 2 Beds, 1 Bath, 1,090 sqft $153,000 $62
Federalsburg 4 Beds, 1 Bath, 2,990 sqft $459,000 $185
Lewes, DE 3 Beds, 2 Baths, 1,500 sqft $210,000 $113
Riverview, DE 4 Beds, 1 Bath, 2,530 sqft $564,000 $106
New Church, VA 3 Beds, 1 Bath, 1,970 sqft $323,000 $56
Girdletree 3 Beds, 1 Bath, 2,100 sqft $307,000 $57
Dewey Beach, DE 2 Beds, 1 Bath, 1,440 sqft $167,000 $80
Vienna 2 Beds, 1 Bath, 1,650 sqft $227,000 $50
Modest Town, VA 4 Beds, 3 Baths, 1,730 sqft $231,000 $101
Frederica, DE 2 Beds, 1 Bath, 1,650 sqft $274,000 $79
Ellendale, DE 2 Beds, 1 Bath, 1,670 sqft $277,000 $53
Burleigh, NJ 3 Beds, 1 Bath, 1,660 sqft $242,000 $71
Pittsville 2 Beds, 1 Bath, 1,190 sqft $171,000 $46
Deal Island 3 Beds, 2 Baths, 1,430 sqft $266,000 $108
Frenchtown-Rumbly 4 Beds, 3 Baths, 3,050 sqft $396,000 $159
Long Neck, DE 4 Beds, 3 Baths, 3,020 sqft $326,000 $129
Chance 4 Beds, 3 Baths, 2,280 sqft $457,000 $165
Metompkin, VA 3 Beds, 2 Baths, 1,500 sqft $303,000 $83
Oak Hall, VA 3 Beds, 2 Baths, 1,580 sqft $279,000 $68

If your Ocean Pines, MD home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Ocean Pines:

Claim Typical Claim Amount
WIND $1,500
COLLISION, UPSET $17,500
FIRE $28,500

Your Ocean Pines, MD insurance agent (see examples below) can help with your claims.

  • Travelers: Insurance Management Group Inc, 109 77th street, Ocean City, MD, 21842 Phone: 410-524-5700
  • State Farm: Claudia Nicholls, 29 broad st ste 103, Berlin, MD, 21811-1053 410-641-4030
  • Allstate: Beth Gismondi, 9927 stephen decatur hwy ste 12, Ocean City, MD, 21842 (410) 213-7400
  • Nationwide: Wilgus Insurance Agency Inc, 28381 dupont blvd unit 1, Millsboro, DE, 19966-1714 (302) 934-1502
  • Liberty Mutual Independent: Associated Insurance Centers Llc, 12445 ocean gteway 9, Ocean City, MD, 21842 (410) 213-2229

Your Background Impacts Your Home Insurance Quotes

Here is a list of Ocean Pines, MD homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 600-649 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $1,200
Full Time Job 500-549 Credit Score $50 to $75,000 2 Pets, Non-Smoker $970
Freelancer 700-749 Credit Score <$25,000 1 Pet, Non-Smoker $620